8235 STATE ROAD 64 W, ONA, FL, 33865
Active11 days on marketListed Sep 9, 2026MLS #A4705255
About this home
8235 STATE ROAD 64 W
Welcome to country living with room to grow. This inviting and spacious updated 2003 double-wide mobile home offers 4 bedrooms, 2 bathrooms, and a desirable split floor plan. Inside, you’ll find a wood-burning fireplace, breakfast nook, separate dining area, walk-in pantry, stainless steel appliances, reverse osmosis system in the kitchen, luxury vinyl plank flooring throughout, and built-in radio and speakers. Situated on 5.32 acres, the outdoor features are just as impressive. The property includes a wheel chair ramp, 36x36 barn with 3 horse stalls, a 20x50 breeding barn for poultry previously used for raising chickens, a 40-foot shipping container, a 300-foot deep well, and a mature mulberry tree. Conveniently located in Hardee County, this property is just 3.2 miles from the Manatee County line and approximately 30 minutes to I-75, offering peaceful rural living with accessible commuting options. An added bonus: Hardee County has no impact fees. The roof was replaced in 2017. Not in a flood zone!! Bring your animals, farm equipment, RV, Boat, and any other things that bring you joy.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,984
Sqft
5.32 ac
Lot size
2003
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,623 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,623/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ona
Get to know Ona. See the full Ona guide →
ONA 33865 — neighborhood snapshot
Population
388
Median age
59.4
Median income
$62,188
Avg household
2.02
Households w/ children
48%
The numbers that matter
The Ona market
$450K → $325K
Ona median sold, yr/yr
Median sold price, Ona, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8235 STATE ROAD 64 W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8235 STATE ROAD 64 W — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8235 STATE ROAD 64 W FAQs
What would the monthly payment be for 8235 STATE ROAD 64 W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,623/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8235 STATE ROAD 64 W?+
The most recent tax bill on record (2025) was $1,531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ona?+
At $369,000, this home is listed about 70% below the Ona median of $1,250,000. The market section on this page shows how the area is trending.
Listing courtesy of EXP REALTY LLC · Donna Bennington. MLS #A4705255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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