CENTURY 21 Edge
$265,0002 bd2 ba1,121 sqft$236 /sqft≈$3,004 /mo all-in ↓

7005 RIVER HAMMOCK DRIVE UNIT 204, BRADENTON, FL, 34212

Active59 days on marketListed Sep 9, 2026MLS #A4705438

✦ Priced 31% below the Bradenton medianFully furnishedCondominiumTERRACE II AT RIVER STRAND PH II

About this home

7005 RIVER HAMMOCK DRIVE UNIT 204

Luxurious two bedroom and two bathroom water and golf course view condo in the sought after community of River Strand at Heritage Harbour Golf Club in sunny Bradenton Florida! Escape to your own private oasis in this stunning condo and enjoy serene water and golf course views from your private screened-in balcony. It's just perfect for sipping your morning coffee or entertaining guests. Your new turnkey furnished unit boasts an open concept living area featuring high ceilings, and plush furnishings that create an elegant yet comfortable atmosphere. The fully equipped kitchen boasts stainless steel appliances, granite countertops, and ample cabinet space, making meal preparation a breeze. The primary bedroom offers an en-suite bathroom and ample closet space, ensuring maximum privacy and comfort and the split floor plan allows you and your guests to enjoy a little space while the open layout invites you to enjoy a good game night and admire the views from your private screened in balcony. As a resident of Terrace II in River Strand, your ownership comes with not only social club access (tennis, pool & fitness) but the country club membership is also INCLUDED with your purchase! Homeowners and monthly renters can enjoy the unparalleled amenities that River Strand has to offer such as; 27-Hole championship golf course designed by Arthur Hills, 8 Har-Tur Lighted tennis courts, the Tuscan Inspired 39,000 sqft clubhouse and state-of-the-art fitness center, resort style and resistance exercise pools, fine dining, billiards, & card Rooms. River Strand at Heritage Harbour is a prime riverfront community offering easy access to I-75, Historic Downtown Bradenton, Sarasota, and Tampa. It's also conveniently located close to the shopping & dining at Lakewood Ranch! Your new home has the perfect blend of luxury, comfort, and convenience.....all that's missing is YOU! Don't miss your chance to call this slice of paradise your own - schedule a viewing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,121

Sqft

0.84 ac

Lot size

2014

Year built

One

Levels

$236

Per sqft

Water viewFurnishedPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewWater
FacesSouth
ExteriorBalcony

Community & fees

HOA fee$557/mo
Taxes (2025)$4,209/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,004 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,819
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$351
Condo fee — from the listing$557
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate7.50%
Loan term

Estimated payment

$3,004/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$351
HOA / condo fee$557
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$236 vs $232

Days on market

59 vs 56 typical

Where $236/sqft sits among the 400 Bradenton actives

94
92
97 · this home
57
23
37
$119–173$173–227$227–281$281–334$334–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $425K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

171 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $265,000 · 59 days on market since
2014Built · TERRACE II AT RIVER STRAND PH II

Reality check

What actually sold near 7005 RIVER HAMMOCK DRIVE UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7005 RIVER HAMMOCK DRIVE UNIT 301Sold · Feb ’26

$280,000

7005 RIVER HAMMOCK DRIVE UNIT 301 · same community

2 bd · 2 ba · 1,297 sqft · $216/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7005 RIVER HAMMOCK DRIVE UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7005 RIVER HAMMOCK DRIVE UNIT 204 — before you fall in love.

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7005 RIVER HAMMOCK DRIVE UNIT 204 FAQs

What would the monthly payment be for 7005 RIVER HAMMOCK DRIVE UNIT 204?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,004/mo — principal and interest, the actual property-tax bill, the $557/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7005 RIVER HAMMOCK DRIVE UNIT 204?+

The association fee works out to $557 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7005 RIVER HAMMOCK DRIVE UNIT 204?+

The most recent tax bill on record (2025) was $4,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7005 RIVER HAMMOCK DRIVE UNIT 204?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $265,000, this home is listed about 31% below the Bradenton median of $386,700. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Bradenton market on paper

$265,000 is 31% below the Bradenton median of $386,700, and at $236/sqft it sits under the Bradenton average of $270.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $557/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of INNOVATE REAL ESTATE · Trina Maguire. MLS #A4705438.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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