CENTURY 21 Edge
$1,972,710$2,047,7103 bd3.5 ba2,627 sqft$751 /sqft≈$13,906 /mo all-in ↓

220 BLUE PEARL, SARASOTA, FL, 34240

Active57 days on marketListed Sep 11, 2026MLS #A4705473

✦ Reduced $75K✦ New constructionPrivate poolSingle Family ResidenceWILD BLUE AT WATERSIDE

About this home

220 BLUE PEARL

Under Construction. Special Pricing on Select Move-In Ready Homes – Now Reduced by $75,000 Welcome to Wild Blue at Waterside — where refined coastal living meets the natural beauty of Sarasota. This beautifully designed inventory home by Stock Luxury Homes enjoys a particularly desirable preserve setting with southern exposure, creating a peaceful backdrop and an inviting outdoor environment filled with natural beauty and abundant Florida sunshine. The thoughtfully designed residence features 3 bedrooms, 3.5 bathrooms, a spacious Great Room, elegant Dining Room, and dedicated Study, offering a comfortable blend of open living spaces and private retreats. Timeless architecture, semi-custom details, and carefully selected finishes showcase the quality and craftsmanship that define Stock Luxury Homes. Designed for effortless indoor-outdoor living, the home extends to a generously sized outdoor living area featuring a private pool and spa, creating the perfect setting for relaxing, entertaining, and enjoying the Florida lifestyle. A 3-car garage adds convenience and ample storage. Set within Wild Blue at Waterside, this home offers a rare combination of timeless design, natural surroundings, and the tranquility of a preserve homesite. Estimated completion: December 2026. Please contact a Stock Luxury Homes Sales Consultant for additional inventory opportunities that may not be listed on the MLS.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,627

Sqft

0.25 ac

Lot size

3

Garage

2026

Year built

One

Levels

$751

Per sqft

Private poolFireplace

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · High Ceilings · In Wall Pest System · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside
CoolingCentral Air
HeatingHeat Pump · Natural Gas

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$592/mo
Taxes (2026)$0/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,906 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$12,414
PMI (est., until 20% equity)$740
Property tax — 2026 actual bill$0
HOA fee — from the listing$592
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $197,271Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $197,271
Interest rate7.50%
Loan term

Estimated payment

$15,714/mo

Principal & interest$12,414
PMI (est., until 20% equity)$740
Est. property taxes$1,808
HOA / condo fee$592
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.7MedgeAI estimate $1,832,999 · range $1.8M–$1.9M$2.1M

vs edgeAI estimate

+7.6%

$/sqft vs WILD BLUE AT WATERSIDE

$751 vs $840

Days on market

57 vs 66 typical

Where $751/sqft sits among the 6 homes for sale in WILD BLUE AT WATERSIDE

2 · this home
2
1
0
0
1
$712–785$785–857$857–929$929–1002$1002–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 61 min
Tampa Int’l Airport (TPA)≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34240 — neighborhood snapshot

Population

18,774

Median age

49.7

Median income

$130,148

Median home value

$698,800

Avg household

2.54

Households w/ children

1,846

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

1 of 6

WILD BLUE AT WATERSIDE have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 170% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,972,710 ▼ $75K
Sep 11, 2026Listed at $2,047,710 · 57 days on market since
2026Built · WILD BLUE AT WATERSIDE

Reality check

What actually sold near 220 BLUE PEARL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

312 BLUE PEARL CT.Sold · Oct ’26

$1,894,340

312 BLUE PEARL CT. · same community

3 bd · 3.5 ba · 2,627 sqft · $721/sqft · 210 DOM

200 BLUE PEARL CT.Sold · Sep ’26

$1,827,340

200 BLUE PEARL CT. · same community

3 bd · 3.5 ba · 2,627 sqft · $696/sqft · 56 DOM

8508 SANDPOINT STREETSold · Jul ’26

$1,910,000

8508 SANDPOINT STREET · same community

4 bd · 3.5 ba · 2,818 sqft · $678/sqft · 116 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 220 BLUE PEARL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 220 BLUE PEARL — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

220 BLUE PEARL FAQs

What would the monthly payment be for 220 BLUE PEARL?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $13,906/mo — principal and interest, estimated property taxes, the $592/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 220 BLUE PEARL?+

The association fee works out to $592 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 220 BLUE PEARL?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 220 BLUE PEARL?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,972,710, this home is listed about 255% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 220 BLUE PEARL?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,972,710 runs 170% above the SARASOTA 34240 median — but at 2,627 sqft it's also 56% larger than the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $592/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,047,710, now $1,972,710 — a $75K cut. The full history is in the market section below.

Listing courtesy of STOCK REALTY LLC · Victoria White. MLS #A4705473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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