42ND AVE DRIVE WEST, CORTEZ, FL, 34215
Active59 days on marketListed Sep 10, 2026MLS #A4705477
About this home
42ND AVE DRIVE WEST
Build your home in the heart of Cortez and create the Florida lifestyle you have been looking for. Bring your boat, spend your days on the water, and bike to the beautiful beaches of Anna Maria Island. This homesite offers canal access with the opportunity to install a boat lift, putting boating and fishing within easy reach. Enjoy being close to the local restaurants, coffee shops, boutiques, and waterfront spots such as Tide Tables, Cortez Kitchen, and Star Fish. With no HOA and no known rental restrictions, the property offers plenty of flexibility for your vision. Current zoning may also allow for duplex development, creating additional possibilities for a primary residence, coastal getaway, or investment property. Opportunities to build this close to Anna Maria Island with boat access are hard to come by.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,360 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,360/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Ciprianis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cortez. See the full Cortez guide →
Ciprianis — neighborhood snapshot
Population
94
Median age
63
Median income
$110,045
Median home value
$493,500
Avg household
2
Households w/ children
2%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cortez market
$160K → $1.2M
Cortez median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
Median sold price, Cortez, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the CORTEZ 34215 median. See the full Cortez market guide →
Paper trail
This home's history
Reality check
What actually sold near 42ND AVE DRIVE WEST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$63,888
10315 W 5TH STREET UNIT 46-5
2 bd · 1 ba · 0 sqft · 1 DOM
Sold · May ’26$56,000
10315 CORTEZ ROAD W UNIT 71-4
1 bd · 1 ba · 340 sqft · $165/sqft · 411 DOM
Sold · Aug ’26$55,000
10315 CORTEZ ROAD W UNIT 62-4
1 bd · 1 ba · 363 sqft · $152/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 42ND AVE DRIVE WEST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42ND AVE DRIVE WEST — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42ND AVE DRIVE WEST FAQs
What would the monthly payment be for 42ND AVE DRIVE WEST?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,360/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42ND AVE DRIVE WEST?+
The most recent tax bill on record (2026) was $1,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42ND AVE DRIVE WEST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cortez?+
At $425,000, this home is listed about 65% below the Cortez median of $1,199,000. The market section on this page shows how the area is trending.
Which schools are assigned to 42ND AVE DRIVE WEST?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jordan Sebastiano. MLS #A4705477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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