CENTURY 21 Edge

1179 MILL CREEK ROAD, BRADENTON, FL, 34212

Active22 days on marketListed Sep 18, 2026MLS #A4705898

✦ Priced 35% below the BRADENTON 34212 median

About this home

1179 MILL CREEK ROAD

Discover a rare opportunity to build your dream home in the peaceful and highly desirable Mill Creek area of Bradenton. Situated on approximately 0.90 acres, this spacious homesite offers the perfect combination of privacy, flexibility and convenience—all with NO HOA.Tucked along a quiet, private road near the Manatee River and Mill Creek, the property captures the charm of Old Florida while remaining close to shopping, dining, schools and all the amenities of the rapidly growing Bradenton and Lakewood Ranch areas. The generous lot size provides plenty of room to create your ideal residence, outdoor living spaces, pool and more. Adding to the appeal, water rights convey with the property to the west, offering the opportunity to build a dock and enjoy access to the surrounding waterways. A well is already located on site, providing an additional valuable improvement for future development. The property also did not flood during the recent hurricanes, an important consideration for buyers looking to build in coastal Florida.With mature surroundings and excellent road frontage, this homesite offers a unique setting that can be difficult to find in today’s market. Whether you're ready to build your custom home now or secure a special piece of land for the future, 1179 Mill Creek Road offers space, privacy, water access potential and an exceptional location without the restrictions of an HOA. Bring your builder and your vision and explore the possibilities! ***Please note that docks shown in photos belong to neighbors. Dock to be built on water rights at buyer's discretion. ***To-be-built home plans on request!

Facts & features

The home at a glance

0.9 ac

Lot size

Inside

Outside & construction

FacesUndetermined

Community & fees

Taxes (2025)$493/yr
CommunityWater Access

Utilities & systems

UtilitiesSewer Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,037 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,037/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 58 min
Tampa Int’l Airport (TPA)≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34212 — neighborhood snapshot

Population

24,467

Median age

49.4

Median income

$119,298

Median home value

$478,000

Avg household

2.62

Households w/ children

2,300

For the school run

Manatee County School District

ElementaryGene Witt Elementary School★★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $290,000 · 22 days on market since

Reality check

What actually sold near 1179 MILL CREEK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11203 2ND AVENUE ESold · May ’26

$330,000

11203 2ND AVENUE E

3 bd · 2 ba · 1,083 sqft · $305/sqft · 102 DOM

201 113TH STREET ESold · Aug ’26

$389,500

201 113TH STREET E

3 bd · 2 ba · 1,376 sqft · $283/sqft · 16 DOM

11217 2ND AVENUE ESold · Jun ’26

$395,000

11217 2ND AVENUE E

3 bd · 2 ba · 1,376 sqft · $287/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1179 MILL CREEK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1179 MILL CREEK ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1179 MILL CREEK ROAD FAQs

What would the monthly payment be for 1179 MILL CREEK ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,037/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1179 MILL CREEK ROAD?+

The most recent tax bill on record (2025) was $493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $290,000, this home is listed about 26% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1179 MILL CREEK ROAD?+

Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Melissa Kaule. MLS #A4705898.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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