11105 ENCANTO TERRACE, LAKEWOOD RANCH, FL, 34211
Active54 days on marketListed Sep 14, 2026MLS #A4705929
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About this home
11105 ENCANTO TERRACE
Welcome to easy Florida living in the gated Central Park community of Lakewood Ranch! Situated on a quiet cul-de-sac with a protected wetland preserve behind the home, way above the flood plain, this well-maintained Freedom floor plan offers approximately 1,305 sq. ft. of thoughtfully designed living space with 2 bedrooms, a versatile den, 2 full baths, and a 2-car garage. Built in 2013 on an approximately 8,249 sq. ft. lot, the home features peaceful preserve views with no homes directly behind it. Enjoy Florida wildlife and colorful birds from the lanai in a private, natural setting. Recent improvements include three hurricane-impact windows, roof inspection and repairs completed in August 2026, and exterior painting completed in September 2026, with applicable warranties still in place. All carpet has been replaced with upgraded wood-look tile, creating a clean, cohesive, carpet-free interior. Additional enhancements include chandeliers and hallway spotlights. The bright, open-concept floor plan is ideal for both everyday living and entertaining. The kitchen features granite countertops, a breakfast bar, gas range, stainless steel appliances, upgraded wood cabinetry, and a sunny breakfast nook. A tray ceiling adds architectural interest to the dining area, while French doors open to the den—perfect for a home office, study, or flex space. The primary suite includes a walk-in closet and a spacious walk-in glass shower. An indoor laundry room with washer and dryer included adds everyday convenience. Lakewood Ranch is the nation's #2 best-selling master-planned community three years in a row. Central Park offers an exceptional Lakewood Ranch lifestyle with walking trails, two dog parks, tennis courts, ball fields, batting cage, playground, splash pad, pavilions, and abundant green space. Conveniently located near B.D. Gullett Elementary, Mona Jain Middle School, and Lakewood Ranch High School, with Publix, Walmart, Target, Costco, shopping, dining, and recreation just minutes away. With its gated location, preserve setting, recent improvements, carpet-free interior, functional floor plan, and convenient Lakewood Ranch location, this home offers an appealing combination of privacy, comfort, and Florida lifestyle living. HOA fee is approximately $208 per month.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,305
Sqft
0.19 ac
Lot size
2
Garage
2013
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,740 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs Lakewood Ranch actives
$305 vs $285
Days on market
54 vs 37 typical
Where $305/sqft sits among the 297 Lakewood Ranch actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
Central Park — neighborhood snapshot
Population
1,933
Median age
44
Median income
$77,376
Median home value
$490,500
Avg household
2
Households w/ children
134
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$603K → $621K
Lakewood Ranch median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
138 of 297
Lakewood Ranch actives have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 11105 ENCANTO TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$265,000
11814 SKY ACRES TERRACE
3 bd · 2.5 ba · 1,512 sqft · $175/sqft · 42 DOM
Sold · Aug ’26$420,000
8752 52ND DRIVE E
2 bd · 2 ba · 1,556 sqft · $270/sqft · 9 DOM
Sold · Oct ’26$420,000
11243 SPRING GATE TRAIL
2 bd · 2 ba · 1,575 sqft · $267/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11105 ENCANTO TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11105 ENCANTO TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11105 ENCANTO TERRACE FAQs
What would the monthly payment be for 11105 ENCANTO TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,740/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11105 ENCANTO TERRACE?+
The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11105 ENCANTO TERRACE?+
The most recent tax bill on record (2025) was $5,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11105 ENCANTO TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $398,000, this home is listed about 37% below the Lakewood Ranch median of $634,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11105 ENCANTO TERRACE?+
B.D. Gullett Elementary School (elementary), Dr Mona Jain Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
B.D. Gullett Elementary School, Dr Mona Jain Middle School, Lakewood Ranch High School — B.D. Gullett Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $410,000, now $398,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Yunfei Liu. MLS #A4705929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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