CENTURY 21 Edge
$229,0003 bd2 ba1,272 sqft$180 /sqft≈$2,132 /mo all-in ↓

3904 36TH AVENUE DRIVE W UNIT 37, BRADENTON, FL, 34205

Active13 days on marketListed Sep 27, 2026MLS #A4705949

CondominiumCORTEZ VILLAS CONDO 11 PH A

About this home

3904 36TH AVENUE DRIVE W UNIT 37

Welcome to Cortez Villas, where comfortable living and a convenient location come together. This spacious residence features the largest floor plan in the community, offering two bedrooms, two full bathrooms, plus a versatile office, den, or media room that can easily serve as a third bedroom. The split-bedroom floor plan provides privacy between the primary and guest suites, while high ceilings create an open, airy feel. Recent updates include NEW flooring and NEW ceiling fans. The A/C has been recently serviced and cleaned, and a new water heater was installed in 2023. Cortez Villas is a well-maintained community with low monthly fees and plenty of ways to stay active and connected, including a community pool, library, pool room, monthly dinners, and resident activities. Spacious, updated, low-maintenance, and close to everything that makes the Gulf Coast such a special place to call home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,272

Sqft

1979

Year built

One

Levels

$180

Per sqft

Negotiable55+ community

Inside

FlooringTile · Vinyl
AppliancesDishwasher
InteriorCathedral Ceiling(s) · Ceiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesSouth
ExteriorNone

Community & fees

HOA fee$483/mo
Taxes (2024)$478/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityGolf Carts OK · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,132 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property tax — 2024 actual bill$40
Condo fee — from the listing$483
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,015
Interest rate6.00%
Loan term

Estimated payment

$2,132/mo

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$40
HOA / condo fee$483
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $229K
$171KedgeAI estimate $197,758 · range $178K–$218K$238K

vs edgeAI estimate

+15.8%

$/sqft vs Bradenton actives

$180 vs $243

Days on market

13 vs 75 typical

Where $180/sqft sits among the 400 Bradenton actives

111 · this home
94
98
39
26
32
$124–185$185–245$245–306$306–367$367–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 57 min
Tampa Int’l Airport (TPA)≈ 60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34205 — neighborhood snapshot

Population

30,607

Median age

46.7

Median income

$51,170

Median home value

$236,900

Avg household

2.24

Households w/ children

2,778

For the school run

Manatee County School District

ElementaryRobert H. Prine Elementary School★★★★★
HighSoutheast High School★★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 27, 2026Listed at $229,000 · 13 days on market since
1979Built · CORTEZ VILLAS CONDO 11 PH A

Reality check

What actually sold near 3904 36TH AVENUE DRIVE W UNIT 37

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4006 36TH AVENUE DRIVE WSold · Jul ’26

$185,000

4006 36TH AVENUE DRIVE W · same community

3 bd · 2 ba · 1,272 sqft · $145/sqft · 121 DOM

5117 27TH STREET W UNIT 5117Sold · Dec ’25

$235,000

5117 27TH STREET W UNIT 5117

2 bd · 2 ba · 1,258 sqft · $187/sqft · 223 DOM

5106 26TH STREET COURT WSold · Feb ’26

$230,000

5106 26TH STREET COURT W

2 bd · 2 ba · 1,258 sqft · $183/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3904 36TH AVENUE DRIVE W UNIT 37 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3904 36TH AVENUE DRIVE W UNIT 37 — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3904 36TH AVENUE DRIVE W UNIT 37 FAQs

What would the monthly payment be for 3904 36TH AVENUE DRIVE W UNIT 37?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,132/mo — principal and interest, the actual property-tax bill, the $483/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3904 36TH AVENUE DRIVE W UNIT 37?+

The association fee works out to $483 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3904 36TH AVENUE DRIVE W UNIT 37?+

The most recent tax bill on record (2024) was $478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3904 36TH AVENUE DRIVE W UNIT 37?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $229,000, this home is listed about 41% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3904 36TH AVENUE DRIVE W UNIT 37?+

Robert H. Prine Elementary School (elementary), Southeast High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BOYD REALTY · Ansley Boyd Haskins. MLS #A4705949.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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