
403 42ND STREET, BRADENTON BEACH, FL, 34217
Active2 days on marketListed Sep 18, 2026MLS #A4706009
About this home
403 42ND STREET
Luxury Coastal Residence & Income Opportunity Experience elevated island living in this exceptional Holmes Beach residence, ideally situated just steps from the sugar-sand beaches and turquoise waters of the Gulf. Offering convenient access to the Intracoastal Waterway, Gulf of Mexico, and Tampa Bay, this impressive coastal retreat combines refined design, generous living spaces, and outstanding income-producing potential in one of Anna Maria Island’s most desirable locations. Featuring five spacious bedrooms plus a versatile bonus bunk room and 6.5 bathrooms, the home was thoughtfully designed to accommodate large families, multigenerational gatherings, and vacation guests while maintaining a sense of privacy and sophistication. Soaring ceilings, abundant natural light, and carefully selected finishes create a bright, sophisticated coastal atmosphere throughout. At the heart of the home, the open-concept kitchen features stainless steel appliances, custom cabinetry, a generous center island, and ample workspace for entertaining. The kitchen flows effortlessly into the expansive dining and living areas, with direct access to a private balcony that extends the living space outdoors. The backyard is a true private tropical resort. A heated pool with sun shelf, large tiki umbrella with swim up table, and a heated spa creates an inviting centerpiece for relaxing and entertaining. Multiple lounge areas, covered outdoor dining, and a dedicated grilling area provide the perfect setting for everything from sun-filled afternoons to evening gatherings beneath the palms. An oversized two-car garage, complemented by two additional storage rooms, provides exceptional space for vehicles, beach gear, bicycles, paddleboards, and all the essentials of island living. Located in a coveted Holmes Beach neighborhood, the residence places you moments from the beach while offering easy access to boutique shopping, local dining, boating, and the laid-back lifestyle that defines Anna Maria Island. Whether envisioned as a luxurious primary residence, multigenerational island retreat, or high-end vacation property, 403 42nd Street presents a rare combination of location, lifestyle, amenities, and compelling income potential in the heart of Holmes Beach.
Facts & features
The home at a glance
5
Bedrooms
6.5
Bathrooms
2,118
Sqft
0.23 ac
Lot size
4
Garage
2016
Year built
Three Or More
Levels
$1,367
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,835 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,835/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton Beach actives
$1,367 vs $894
Days on market
2 vs 97 typical
Where $1,367/sqft sits among the 84 Bradenton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casanas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
Casanas — neighborhood snapshot
Population
72
Median age
70
Median income
$59,104
Median home value
$649,228
Avg household
2
Households w/ children
2%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$1.0M → $638K
Bradenton Beach median sold, yr/yr
90.4%
Sale-to-list ratio (12 mo)
40 of 84
Bradenton Beach actives have cut their price
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 42ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$850,000
5506 HOLMES BOULEVARD
4 bd · 3 ba · 2,126 sqft · $400/sqft · 75 DOM
Sold · Jul ’26$1,365,000
402 71ST STREET
4 bd · 3 ba · 2,183 sqft · $625/sqft · 376 DOM
Sold · Jun ’26$1,625,000
501 65TH STREET
4 bd · 3 ba · 2,208 sqft · $736/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 403 42ND STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 42ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
403 42ND STREET FAQs
What would the monthly payment be for 403 42ND STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,835/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 42ND STREET?+
The most recent tax bill on record (2025) was $11,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 403 42ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton Beach?+
At $2,895,000, this home is listed about 143% above the Bradenton Beach median of $1,189,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 42ND STREET?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,895,000 runs 145% above the BRADENTON BEACH 34217 median — but at 2,118 sqft it's also 75% larger than the typical Bradenton Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Bradenton Beach market that averages 97 — if it fits, move quickly.
04Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BEACH HOUSE REAL ESTATE LLC · Gregg Bayer. MLS #A4706009.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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