4195 LITTLE GAP LOOP, ELLENTON, FL, 34222
Active5 days on marketListed Sep 15, 2026MLS #A4706063
About this home
4195 LITTLE GAP LOOP
Welcome to 4195 Little Gap Loop, a spacious 4-bedroom, 2.5-bath home offering approximately 2,697 sq. ft. of living space and a 3-car garage in the desirable Covered Bridge community of Ellenton. This two-story home offers a comfortable, versatile floor plan with plenty of room for everyday living and entertaining. The kitchen features granite countertops, abundant cabinetry, pantry storage, breakfast-bar seating and an eat-in area that opens to the family room. Sliding glass doors lead to the covered outdoor living area overlooking peaceful water and wooded views, creating a relaxing setting with added privacy. Upstairs, the spacious primary suite includes a large walk-in closet and flexible space ideal for a home office, exercise area or sitting area. Additional bedrooms and bonus space provide plenty of options for family, guests or working from home. Covered Bridge offers a variety of community amenities, including a clubhouse, swimming pool, tennis and basketball courts. Conveniently located near I-75, shopping, dining and the Ellenton Premium Outlets, with easy access to Bradenton, Sarasota, St. Petersburg and Tampa. Come experience the space, location and Florida lifestyle with this Ellenton home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,697
Sqft
0.21 ac
Lot size
3
Garage
2014
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,478 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,478/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs Ellenton actives
$176 vs $188
Days on market
5 vs 43 typical
Where $176/sqft sits among the 97 Ellenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Covered Bridge Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
Covered Bridge Estates — neighborhood snapshot
Population
2,874
Median age
38
Median income
$96,921
Median home value
$403,538
Avg household
3
Households w/ children
323
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$305K → $335K
Ellenton median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
51 of 97
Ellenton actives have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4195 LITTLE GAP LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$370,000
5734 BROAD RIVER RUN · same community
3 bd · 2 ba · 1,844 sqft · $201/sqft · 22 DOM
Sold · Jun ’26$645,000
3727 59TH AVENUE CIRCLE E
3 bd · 2.5 ba · 2,686 sqft · $240/sqft · 80 DOM
Sold · Sep ’25$420,000
4005 WILLOW BRANCH PLACE
5 bd · 2.5 ba · 2,802 sqft · $150/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4195 LITTLE GAP LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4195 LITTLE GAP LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4195 LITTLE GAP LOOP FAQs
What would the monthly payment be for 4195 LITTLE GAP LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,478/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4195 LITTLE GAP LOOP?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4195 LITTLE GAP LOOP?+
The most recent tax bill on record (2025) was $2,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4195 LITTLE GAP LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $475,000, this home is listed about 66% above the Ellenton median of $286,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4195 LITTLE GAP LOOP?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. MLS #A4706063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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