CENTURY 21 Edge
$579,0002 bd2 ba1,977 sqft$293 /sqft$4,569 /mo all-in ↓

14406 WHITEMOSS TERRACE, LAKEWOOD RANCH, FL, 34202

Active3 days on marketListed Sep 17, 2026MLS #A4706080

Single Family ResidenceCOUNTRY CLUB EAST AT LAKEWD RNCH QQ1 1

Come see it

Upcoming open house

Sun, Sep 20

1:00 PM – 4:00 PM

About this home

14406 WHITEMOSS TERRACE

Exquisite piece of paradise at an unbeatable price!!! Prepare to be captivated by this exquisite property, where every detail has been carefully curated, the epitome of modern Southwest Florida living!!! Bellisle is ideally located in the gated community of COUNTRY CLUB EAST. This home sits on a corner lot surrounded by the privacy lush landscaping, a spacious 2 car garage with BRAND NEW finished garage floor and paver driveway. Stylish Coastal furnishings embodies a harmonious blend of nature's elegance and exquisite craftsmanship. Rich wood cabinetry, granite countertop, large pantry and eat-in-kitchen is just the beginning. The den is distinguished by its Bamboo Brazilian cherry wood flooring and French doors. As you move from the family room to the covered veranda, there is a seamless transition marked by retractable sliding doors. The veranda serves as an extension of the family room. Here, an NEW Outdoor Kitchen is equipped with state-of-the-art appliances and GRANITE countertops. Beyond the covered veranda lies a spacious PAVER lanai. Comfortable outdoor furniture, lush landscaping and strategic lighting enhance the natural beauty of the outdoor space. NEW AIR CONDITIONING UNIT installed in 2024, New Dishwasher and newer appliances. This home show like a brand new model and has been lightly occupied. As a resident, the allure of your living experience extends beyond the confines of your home. Golf membership is available from social to full golf. The resort-style pools are complemented by a clubhouse, fitness center and restaurant. What makes this living experience even more enticing is the proximity of one of the resort-style pools just across the street. This convenience allows residents to indulge in a refreshing swim or a leisurely day by the pool without venturing far from home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,977

Sqft

0.16 ac

Lot size

2

Garage

2014

Year built

One

Levels

$293

Per sqft

Negotiable

Inside

FlooringBamboo · Carpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$296/mo
Taxes (2026)$9,257/yr
PetsCats OK, Dogs OK
CommunityGated Community - Guard · Golf · Playground · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,569 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property tax — 2026 actual bill$771
HOA fee — from the listing$296
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,900
Interest rate6.00%
Loan term

Estimated payment

$4,569/mo

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property taxes (actual bill)$771
HOA / condo fee$296
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $579K
$535KedgeAI estimate $568,467 · range $557K$585K$609K

vs edgeAI estimate

+1.9%

$/sqft vs Lakewood Ranch actives

$293 vs $281

Days on market

3 vs 54 typical

Where $293/sqft sits among the 261 Lakewood Ranch actives

73
87 · this home
33
21
20
27
$200–254$254–308$308–362$362–416$416–470$470+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Country Club East At Lakewood Ranch

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

Country Club East At Lakewood Ranch — neighborhood snapshot

Population

2,067

Median age

66

Median income

$128,011

Median home value

$750,800

Avg household

2

Households w/ children

90%

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market2.1 months of inventoryBuyer’s market

$577K$600K

Lakewood Ranch median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

124 of 261

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Sep 17, 2026Listed at $579,000 · 3 days on market since
2014Built · COUNTRY CLUB EAST AT LAKEWD RNCH QQ1 1

Reality check

What actually sold near 14406 WHITEMOSS TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7130 WESTHILL COURTSold · Nov ’25

$462,150

7130 WESTHILL COURT · same community

2 bd · 2 ba · 1,977 sqft · $234/sqft · 127 DOM

14326 STIRLING DRIVESold · Jul ’26

$620,000

14326 STIRLING DRIVE · same community

2 bd · 2 ba · 1,968 sqft · $315/sqft · 26 DOM

14435 WHITEMOSS TERRACESold · Aug ’26

$510,000

14435 WHITEMOSS TERRACE · same community

3 bd · 2 ba · 1,844 sqft · $277/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 14406 WHITEMOSS TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14406 WHITEMOSS TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14406 WHITEMOSS TERRACE FAQs

What would the monthly payment be for 14406 WHITEMOSS TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,569/mo — principal and interest, the actual property-tax bill, the $296/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14406 WHITEMOSS TERRACE?+

The association fee works out to $296 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14406 WHITEMOSS TERRACE?+

The most recent tax bill on record (2026) was $9,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14406 WHITEMOSS TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $579,000, this home is listed about 3% below the Lakewood Ranch median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14406 WHITEMOSS TERRACE?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ASHORE REALTY LLC · Lella DeFino. MLS #A4706080.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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