CENTURY 21 Edge
$410,0002 bd2 ba1,184 sqft$346 /sqft$3,056 /mo all-in ↓

1681 5TH STREET, ENGLEWOOD, FL, 34223

Active0 days on marketListed Sep 21, 2026MLS #A4706533

Single Family ResidenceHEASLEY THOMAS E SUB

About this home

1681 5TH STREET

Embrace the laid-back Florida coastal lifestyle! Ideally located in Englewood, this inviting home puts you close to beautiful Gulf beaches, where sunny days and gorgeous sunsets are never far away. Inside, an open living and dining area flows into the kitchen, creating a comfortable space for everyday living and entertaining. Spend your weekends boating, fishing, exploring the outdoors, or relaxing along the shoreline. With waterfront dining, local restaurants, shopping, and plenty of outdoor recreation nearby, you'll have everything you need to enjoy the best of Southwest Florida living. This is a well-maintained home with several important updates and features, including a NEW ROOF (2025), NEW Water proof Vinyl FLOORING throughout (2026), NEW Garage Door (2026) and Front Door (2026). One of the home's standout features is the spacious enclosed bonus room, surrounded by windows and offering a flexible space. Whether you're looking for a full time residence or a Florida getaway, this Englewood home offers the opportunity to make it your own piece of the Florida lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,184

Sqft

0.35 ac

Lot size

1

Garage

1986

Year built

One

Levels

$346

Per sqft

Inside

FlooringVinyl
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingElectric · Wall Units / Window Unit

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorFire Pit · Lighting · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,610/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,056 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$301
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,350
Interest rate6.00%
Loan term

Estimated payment

$3,056/mo

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$301
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$250KedgeAI estimate $305,672 · range $260K$339K$426K

vs edgeAI estimate

+34.1%

$/sqft vs Englewood actives

$346 vs $234

Days on market

0 vs 71 typical

Where $346/sqft sits among the 400 Englewood actives

183
117
41 · this home
16
12
31
$111–223$223–335$335–447$447–558$558–670$670+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$330K$353K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

172 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $410,000 · 0 days on market since
1986Built · HEASLEY THOMAS E SUB

Reality check

What actually sold near 1681 5TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1661 5TH STREETSold · May ’26

$340,000

1661 5TH STREET · same community

3 bd · 1.5 ba · 1,307 sqft · $260/sqft · 49 DOM

1698 THOMAS STREETSold · Mar ’26

$420,000

1698 THOMAS STREET · same community

2 bd · 2 ba · 1,528 sqft · $275/sqft · 15 DOM

1533 CREST DRIVESold · Apr ’26

$295,000

1533 CREST DRIVE

3 bd · 2 ba · 1,190 sqft · $248/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1681 5TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1681 5TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1681 5TH STREET FAQs

What would the monthly payment be for 1681 5TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1681 5TH STREET?+

The most recent tax bill on record (2025) was $3,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $410,000, this home is listed about 14% above the Englewood median of $359,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1681 5TH STREET?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREFERRED SHORE LLC · Jamie Sabella. MLS #A4706533.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1681 5TH STREET, ENGLEWOOD, FL — 2 Bed, 2 Bath — $410,000 | CENTURY 21 Edge