CENTURY 21 Edge
$419,9003 bd2 ba1,805 sqft$233 /sqft$3,447 /mo all-in ↓

18114 PETOSKEY CIRCLE, PORT CHARLOTTE, FL, 33948

Active3 days on marketListed Sep 17, 2026MLS #A4706551

Private poolSingle Family ResidencePORT CHARLOTTE SEC 079

About this home

18114 PETOSKEY CIRCLE

Virtually Staged. WATERFRONT • POOL • SAILBOAT ACCESS • TURNKEY • HOME SECURITY SYSTEM • FULLY FURNISHED & EQUIPPED • READY TO MOVE IN! Welcome to 18114 Petoskey circle, a desirable single-family home featuring a spacious split-bedroom floor plan with two oversized primary bedrooms. This 3-bedroom, 2-bath waterfront pool home offers generous living spaces, privacy, and a layout designed for comfortable Florida living with approximately 1,805 square feet of living space on an oversized approximately 0.38-acre lot in Port Charlotte. Situated on a dead-end street with no thru traffic, the property offers additional privacy in an established Southwest Florida neighborhood. The crown jewel of this property is its spectacular premium waterfront setting, offering bridge-free sailboat water with approximately 3 nautical miles to the open waters of Charlotte Harbor. From there, Boca Grande Pass is approximately 12 nautical miles south and 8.5 nautical miles west-southwest, providing direct access to the Gulf. Designed for the Florida waterfront lifestyle, this property features approximately 172 feet of waterfront with sailboat access toward Charlotte Harbor. Boating, fishing and days on the water can begin right from your own backyard. The generous waterfront setting, combined with a concrete boat/RV pad installed in November 2012, makes this property especially appealing for those who enjoy boating, fishing and outdoor living. Inside, the spacious single-story floor plan offers abundant natural light with comfortable living and dining areas for family and guests. Large windows and sliding doors create a natural connection between the interior living spaces and the outdoor pool, lanai and waterfront setting. The great room features bamboo flooring installed in November 2013, while the primary bedroom features new flooring installed in February 2025, along with two walk-in closets for additional storage. The kitchen was renovated in January 2017 and includes a refrigerator, dishwasher, range and microwave. A washer and dryer are also included with the home. Both bathrooms received improvements in 2017, including shower panels, along with plumbing and taps at the sinks in the primary bathroom. Walkout to pool from the guest bathroom! Step outside to your private swimming pool overlooking the waterfront—an ideal setting for morning coffee, entertaining friends, outdoor dining, relaxing at the end of the day or simply enjoying the water views and Florida sunshine. A lanai storm shutter provides additional protection and convenience. The oversized waterfront lot provides additional privacy and outdoor space. Major improvements and upgrades include a new roof in 2023, new A/C in 2022, and a new water heater installed in March 2023. Best of all, the home is being offered turnkey, fully furnished and equipped—ready to move in and enjoy from day one. Conveniently located in an established Port Charlotte neighborhood near shopping, dining, boating, fishing, golf and the many attractions of Southwest Florida, this property brings together a private pool, over sized lot, exceptional water frontage and sailboat access in one Florida home. Whether you're searching for a full-time residence, seasonal escape or waterfront Florida retreat, 18114 Petoskey Circle offers an outstanding opportunity to experience the Southwest Florida boating lifestyle. Bring your boat, move right in and start enjoying the Southwest Florida waterfront lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,805

Sqft

0.38 ac

Lot size

2

Garage

1992

Year built

One

Levels

$233

Per sqft

Private poolPool & Water viewTurnkey

Inside

FlooringOther
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSouthwest
ParkingBoat · Driveway · Guest · Parking Pad · RV Parking
ExteriorOther · Sliding Doors

Community & fees

Taxes (2025)$7,558/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,447 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$630
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,697
Interest rate6.00%
Loan term

Estimated payment

$3,447/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$630
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$333KedgeAI estimate $429,790 · range $347K$517K$538K

vs edgeAI estimate

−2.3%

$/sqft vs PORT CHARLOTTE SEC 079

$233 vs $320

Days on market

3 vs 59 typical

Where $233/sqft sits among the 10 homes for sale in PORT CHARLOTTE SEC 079

1 · this home
2
2
1
2
2
$207–235$235–264$264–293$293–322$322–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,202

Median age

58

Median income

$75,856

Median home value

$383,125

Avg household

2

Households w/ children

392

For the school run

Charlotte County School District

ElementaryMeadow Park Elementary School★★★★★
MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

3 of 10

PORT CHARLOTTE SEC 079 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1300% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $419,900 · 3 days on market since
1992Built · PORT CHARLOTTE SEC 079

Reality check

What actually sold near 18114 PETOSKEY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18939 AYRSHIRE CIRCLESold · May ’26

$305,000

18939 AYRSHIRE CIRCLE · same community

3 bd · 2 ba · 1,759 sqft · $173/sqft · 30 DOM

18882 AYRSHIRE CIRCLESold · Sep ’25

$435,000

18882 AYRSHIRE CIRCLE · same community

3 bd · 2 ba · 1,746 sqft · $249/sqft · 532 DOM

19238 MOORE HAVEN COURTSold · Mar ’26

$425,000

19238 MOORE HAVEN COURT · same community

2 bd · 2 ba · 1,717 sqft · $248/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18114 PETOSKEY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18114 PETOSKEY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18114 PETOSKEY CIRCLE FAQs

What would the monthly payment be for 18114 PETOSKEY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18114 PETOSKEY CIRCLE?+

The most recent tax bill on record (2025) was $7,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $419,900, this home is listed about 27% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 18114 PETOSKEY CIRCLE?+

Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$419,900 runs 1300% above the PORT CHARLOTTE 33948 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.

Listing courtesy of DUPONT LLC · Sylvain Dupont. MLS #A4706551.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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