
3407 ISLAND VIEW DRIVE, PUNTA GORDA, FL, 33950
Active7 days on marketListed Sep 22, 2026MLS #A4706573
About this home
3407 ISLAND VIEW DRIVE
Virtually Staged. Rare Multigenerational & Investment Opportunity Await! Discover the flexibility and possibilities of this beautifully updated Punta Gorda property featuring a 3-bedroom, 2.5-bath main home PLUS a private 1-bedroom, 1-bath apartment/ in law suite with separate living quarters and entry. This home features a total of 4 bedrooms, 3.5 baths, and more than 2,700 square feet of living space. Situated on 3 lots totaling approximately .75 acres, with an oversized side yard featuring a shed and car port for additional storage and NO HOA or deed restrictions. Bring your boats & your toys, there is plenty of room to spread out. This is a rare opportunity for buyers seeking space, privacy, flexibility, with the ability to accommodate extended family, guests, or potential rental income. Located just minutes from Downtown Punta Gorda & Fishermans Village with convenient access to I-75 and US 41. Public boat ramp is close by offering world class fishing & boating in the Peace River & Charlotte Harbor. This lusciously landscaped property is full of palm and fruit trees with a beautiful Poinciana at the front entry of the home & a large backyard. The main home features 3 bedrooms & 2.5 bathrooms, with the entire lower level recently refreshed with new drywall, trim, cabinetry, & appliances, creating a clean, updated living environment. The spacious kitchen features new soft-close wood cabinetry with built-ins, quartz countertops, new appliances, & a walk-in pantry. A convenient laundry room, half bath, & garage are located just off the kitchen. Beautiful vinyl wood-look flooring flows throughout the main living areas, including two spacious guest bedrooms & a generously sized primary suite. The primary bathroom features an updated tiled shower. Oversized living & dining rooms provide plenty of room for entertaining, gatherings, & comfortable everyday living. One of the property's most compelling features is the approximately 960-square-foot, two-story attached private living quarters, completed in 2010 and constructed with ICF (Insulated Concrete Forms) for enhanced hurricane protection, energy efficiency, & durability. With its own private entrance, this versatile space provides a level of independence that is ideal for extended family or guests. The apartment's lower level includes a kitchen with cabinets, refrigerator & sink, spacious living/dining area, fireplace, & French doors opening to a paver patio. Upstairs, you'll find a private bedroom & ensuite bathroom. Whether used as an in-law suite, private guest apartment, multigenerational living space, accommodations for guests, home office, or potential rental, this separate living area gives the next owner options that are rarely available in Punta Gorda. Additional improvements include a new roof in 2024, new septic system in 2016 plus new pumps in 2026, updated electrical & air-conditioning systems, fresh paint & more. Outside, the property sits on three lots totaling approximately .75 acres, providing an oversized side yard with room to enjoy the outdoors & additional privacy. NO HOA & NO deed restrictions, buyers have greater flexibility than typically found in many Florida communities. The home is situated on a quaint street with the Peace River canal directly across the street. A nearby public boat ramp provides convenient access to the water, with the Peace River, Charlotte Harbor, and surrounding waterways just minutes away. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,771
Sqft
0.75 ac
Lot size
2
Garage
1966
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.6%
$/sqft vs Punta Gorda actives
$179 vs $202
Days on market
7 vs 64 typical
Where $179/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
233 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the Punta Gorda median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3407 ISLAND VIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$160,000
115 PEACE ISLAND DRIVE · same community
3 bd · 3 ba · 1,614 sqft · $99/sqft · 8 DOM
Sold · Jan ’26$4,000,000
524 BEACH DRIVE NE · same community
4 bd · 5.5 ba · 5,217 sqft · $767/sqft · 0 DOM
Sold · Jul ’26$664,000
3119 CARIBBEAN DRIVE
3 bd · 2.5 ba · 2,223 sqft · $299/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3407 ISLAND VIEW DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3407 ISLAND VIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3407 ISLAND VIEW DRIVE FAQs
What would the monthly payment be for 3407 ISLAND VIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3407 ISLAND VIEW DRIVE?+
The most recent tax bill on record (2025) was $1,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3407 ISLAND VIEW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $495,000, this home is listed about 41% above the Punta Gorda median of $349,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$495,000 runs 41% above the Punta Gorda median — but at 2,771 sqft it's also 60% larger than the typical Punta Gorda listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Punta Gorda market that averages 64 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Sharadan Edmonds. MLS #A4706573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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