321 3RD STREET DRIVE W, PALMETTO, FL, 34221
Active1 days on marketListed Sep 19, 2026MLS #A4706618
About this home
321 3RD STREET DRIVE W
SPECIAL INCENTICVES APPLY. CALL TO INQUIRE. NO HOA, NO AGE RESTRICTIONS. ANNUAL RENTAL (unfurnished but possible for short term rental with higher rate) AVAILABLE NOW. 3 bedroom 1.5 bath manufactured home with bonus living. Homes is updated with new floors, Kitchen has granite counters and new appliances. Great west Palmetto location. Open large spaces, carport, weather tight porch. Nice large yard. NO HOA or age Restrictions. One street from the Manatee River. Located on a dead end street in between two Riverfront communities that are age restricted but this home is not. First month and security deposit. Solid applications may qualify for lower move in costs. Tenant responsible for Electric, water, and internet. Application fee 75$ per adult for background and credit check. Pets with owner approval and nonrefundable pet fee. Available now.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,667
Sqft
0.08 ac
Lot size
1968
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$1 vs $204
Days on market
1 vs 61 typical
Where $1/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 321 3RD STREET DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$320,000
610 RIVIERA DUNES WAY UNIT 404
2 bd · 2 ba · 1,696 sqft · $189/sqft · 74 DOM
Sold · Feb ’26$227,500
216 24TH STREET W
2 bd · 3 ba · 1,698 sqft · $134/sqft · 2 DOM
Sold · Jun ’26$725,000
112 16TH STREET W
3 bd · 2 ba · 1,708 sqft · $424/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 321 3RD STREET DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 321 3RD STREET DRIVE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
321 3RD STREET DRIVE W FAQs
What would the monthly payment be for 321 3RD STREET DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 321 3RD STREET DRIVE W?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $1,800, this home is listed about 100% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 321 3RD STREET DRIVE W?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Joseph Patoray, LLC. MLS #A4706618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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