2715 TERRA CEIA BAY BOULEVARD UNIT 306, PALMETTO, FL, 34221
Active2 days on marketListed Sep 18, 2026MLS #A4706624
About this home
2715 TERRA CEIA BAY BOULEVARD UNIT 306
Freshly painted and new flooring too. Want a different and beautiful sunset every night? You have found it. This third-floor condo offers 3 bedrooms, 2 full baths, an entry guest half bath, and a screened in lanai facing west right over Terra Ceia Bay - BAM! The kitchen boasts granite countertops, stainless steel appliances and a built-in desk. Nearby convenient laundry area has a pantry as well. There is one designated covered parking space and ample guest's spots. This gated community offers a heated swimming pool and spa and is located just minutes to the Skyway Bridge for an easy commute to St. Pete or Tampa. For golf enthusiasts, play where you live on the beautifully kept course walking distance to your front door. You will not be disappointed, come check it out. Approximately half hour to our world-famous beaches too. Security of $2,900, lease prep of $100, application of $100 and the first month's rent to move in.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,746
Sqft
2.32 ac
Lot size
2006
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$2 vs $204
Days on market
2 vs 61 typical
Where $2/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2715 TERRA CEIA BAY BOULEVARD UNIT 306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$410,000
2715 TERRA CEIA BAY BOULEVARD UNIT 702 · same community
3 bd · 2 ba · 1,584 sqft · $259/sqft · 62 DOM
Sold · Apr ’26$245,000
2806 12TH STREET W
3 bd · 2 ba · 1,702 sqft · $144/sqft · 136 DOM
Sold · May ’26$324,990
6026 BLUE PALOMA COURT
4 bd · 2 ba · 1,817 sqft · $179/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 2715 TERRA CEIA BAY BOULEVARD UNIT 306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2715 TERRA CEIA BAY BOULEVARD UNIT 306 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2715 TERRA CEIA BAY BOULEVARD UNIT 306 FAQs
What would the monthly payment be for 2715 TERRA CEIA BAY BOULEVARD UNIT 306?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2715 TERRA CEIA BAY BOULEVARD UNIT 306?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,900, this home is listed about 99% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2715 TERRA CEIA BAY BOULEVARD UNIT 306?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$2,900 is 99% below the PALMETTO 34221 median of $368,820, and at $2/sqft it sits under the Palmetto average of $235.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Palmetto market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Laura Domenico. MLS #A4706624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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