CENTURY 21 Edge
$189,0003 bd1 ba1,152 sqft$164 /sqft≈$1,598 /mo all-in ↓

419 N 15TH AVENUE, ARCADIA, FL, 34266

Active14 days on marketListed Sep 29, 2026MLS #A4706821

✦ Priced 24% below the ARCADIA 34266 medianSingle Family ResidenceA W GILCHRISTS EAST END ADD

About this home

419 N 15TH AVENUE

Location, location, location! This 3-bedroom, 1-bathroom home sits on a .258-acre lot right in the city of Arcadia, close to schools, shopping, hospitals, and downtown. Enjoy the convenience of in-town living with a nice-sized yard to relax and entertain. The property is currently rented and ready for you to start collecting rent from day one! Or, when the time is right, turn it into your own home. A great opportunity for investors and future homeowners alike. Tenant occupied. Please do not disturb occupants. Showings by appointment only with notice.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,152

Sqft

0.26 ac

Lot size

1974

Year built

One

Levels

$164

Per sqft

Inside

FlooringVinyl
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Other
LaundryOther
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

RoofMetal
ConstructionBlock
FoundationBlock
FacesEast
ExteriorLighting

Community & fees

Taxes (2025)$2,906/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,598 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$242
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,598/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$242
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $189K
$181KedgeAI estimate $217,280 · range $205K–$239K$249K

vs edgeAI estimate

−13%

$/sqft vs Arcadia actives

$164 vs $226

Days on market

14 vs 87 typical

Where $164/sqft sits among the 124 Arcadia actives

47 · this home
40
11
7
11
8
$110–206$206–302$302–398$398–494$494–590$590+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryMemorial Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$260K → $260K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

55 of 124

Arcadia actives have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $189,000 · 14 days on market since
1974Built · A W GILCHRISTS EAST END ADD

Reality check

What actually sold near 419 N 15TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

625 N THIRTEENTH AVENUESold · Aug ’26

$285,000

625 N THIRTEENTH AVENUE · same community

3 bd · 2 ba · 1,300 sqft · $219/sqft · 132 DOM

1475 SE OHIO AVENUESold · May ’26

$234,000

1475 SE OHIO AVENUE

3 bd · 2 ba · 1,156 sqft · $202/sqft · 18 DOM

308 N MILLS AVENUESold · May ’26

$130,000

308 N MILLS AVENUE

2 bd · 1 ba · 1,167 sqft · $111/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 419 N 15TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 419 N 15TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

419 N 15TH AVENUE FAQs

What would the monthly payment be for 419 N 15TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,598/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 419 N 15TH AVENUE?+

The most recent tax bill on record (2025) was $2,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $189,000, this home is listed about 42% below the Arcadia median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 419 N 15TH AVENUE?+

Memorial Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RMZ REALTY INC. · Oralia Ramirez. MLS #A4706821.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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