CENTURY 21 Edge
$240,0002 bd2 ba1,093 sqft$220 /sqft≈$2,271 /mo all-in ↓

1401 S MCCALL ROAD UNIT 203, ENGLEWOOD, FL, 34223

Active47 days on marketListed Sep 21, 2026MLS #A4706883

✦ Priced 39% below the ENGLEWOOD 34223 medianWaterfrontFully furnishedCondominiumLEMON BAY BREEZES PH 01

About this home

1401 S MCCALL ROAD UNIT 203

Welcome to Unit 203A at Lemon Bay Breezes, where waterfront living and the relaxed Southwest Florida lifestyle come together! This well maintained , fully furnished condo in Englewood is ready to enjoy from the moment you arrive--whether you're looking for a Florida seasonal escape, a vacation home, or a comfortable full time residence! The home has been thoughtfully refreshed over the past few years, with new flooring and fresh interior paint completed in 2023, a new A/C system installed in 2024, and a new washer and dryer added in 2025. These recent improvements take care of several of the big ticket items and allow the next owner to focus on enjoying the home and making it their own! Inside you'll find a comfortable and welcoming living space being sold fully furnished, including a new sleeper sofa that provides additional sleeping space when family or friends come to visit. There's no need to spend your first weeks in Florida shopping for furniture and setting up a household--bring your suitcase, settle in, and start enjoying everything Englewood has to offer! One of the home's most inviting features is the glass enclosed lanai. More than a traditional screened porch, the glass doors provide a true four season room and extend the home's usable living space. It's the perfect place for morning coffee, an afternoon book, cocktails with friends, or simply relaxing at the end of a day on the water! The kitchen is fully functional and ready to use today, while also offering an opportunity for the next owner to update and personalize it over time. Rather than paying for someone else's renovation choices, you can make this space your own when and how you choose! For boaters, fishermen, kayakers, and anyone who loves being on the water, Lemon Bay Breezes offers Gulf access right from the community. Launch from the community's private boat ramp then travel from Gottfried Creek into Lemon Bay and the Intracoastal Waterway, with access to the Gulf of Mexico. Whether your perfect day means fishing, cruising the Intracoastal, exploring Lemon Bay, or heading out toward the Gulf, living here puts the water--and your next adventure--practically in your backyard! When you're not on the water relax by the heated community pool and spa, play a game of tennis, or simply enjoy the sunshine and laid back atmosphere that make this part of Florida such a special place to call home! With Gulf access, recent updates, furnishings included, a glass enclosed four season lanai, and waterfront amenities just outside your door, Unit 203A offers the opportunity to spend less time preparing for the Florida lifestyle and more time actually living it! Bring your suitcase, bring your boat, and start enjoying Florida living at Lemon Bay Breezes!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,093

Sqft

1986

Year built

One

Levels

$220

Per sqft

WaterfrontPool & Water viewFurnished

Inside

FlooringCarpet · Engineered Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorVaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationStilt/On Piling
ViewPool · Water
FacesWest
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,288/yr
PetsCats OK, Number Limit
CommunityBoat Slip · Canal Front · Dock · Private Boat Ramp · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,271 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,648
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$357
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,400Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,400
Interest rate7.50%
Loan term

Estimated payment

$2,271/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$357
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$226KedgeAI estimate $261,507 · range $235K–$284K$295K

vs edgeAI estimate

−8.2%

$/sqft vs Englewood actives

$220 vs $232

Days on market

47 vs 67 typical

Where $220/sqft sits among the 400 Englewood actives

179
112 · this home
50
21
10
28
$115–219$219–322$322–426$426–530$530–634$634+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,884

Median age

67.8

Median income

$76,016

Median home value

$408,000

Avg household

1.89

Households w/ children

689

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

171 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $240,000 · 47 days on market since
1986Built · LEMON BAY BREEZES PH 01

Reality check

What actually sold near 1401 S MCCALL ROAD UNIT 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1401 S MCCALL ROAD UNIT 303ASold · Jul ’26

$269,000

1401 S MCCALL ROAD UNIT 303A · same community

2 bd · 2 ba · 1,093 sqft · $246/sqft · 16 DOM

1401 S MCCALL ROAD UNIT 101Sold · Feb ’26

$220,000

1401 S MCCALL ROAD UNIT 101 · same community

2 bd · 2 ba · 1,093 sqft · $201/sqft · 213 DOM

2405 N BEACH ROAD UNIT 4Sold · Nov ’25

$530,000

2405 N BEACH ROAD UNIT 4

2 bd · 2 ba · 1,098 sqft · $483/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1401 S MCCALL ROAD UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1401 S MCCALL ROAD UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1401 S MCCALL ROAD UNIT 203 FAQs

What would the monthly payment be for 1401 S MCCALL ROAD UNIT 203?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1401 S MCCALL ROAD UNIT 203?+

The most recent tax bill on record (2025) was $4,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1401 S MCCALL ROAD UNIT 203?+

The listing reports pets: Cats OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $240,000, this home is listed about 31% below the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1401 S MCCALL ROAD UNIT 203?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WALL & ASSOCIATES REALTORS INC · Vince Wall. MLS #A4706883.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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