2012 HARBOURSIDE DRIVE UNIT 2102, LONGBOAT KEY, FL, 34228
Active11 days on marketListed Oct 14, 2026MLS #A4706915
About this home
2012 HARBOURSIDE DRIVE UNIT 2102
Experience the best of Longboat Key living in this spacious 2-bedroom, 2.5-bath condominium located in the gated Fairway Bay community of Bay Isles. Offering approximately 1,590 square feet of living space, this residence features a comfortable two-level layout, a bright Florida room, and an attached garage. Enjoy beautifully landscaped surroundings and an array of community amenities, including a swimming pool, spa, clubhouse, and tennis courts. Conveniently located near Sarasota Bay, local dining, shopping, and the beautiful Gulf beaches, this property offers an exceptional opportunity to enjoy the relaxed coastal lifestyle of Longboat Key. Just a short drive from St. Armands Circle and downtown Sarasota, this residence combines comfort, convenience, and an excellent island location.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,590
Sqft
4.49 ac
Lot size
1
Garage
1985
Year built
Three Or More
Levels
$500
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,011 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,011/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.7%
$/sqft vs Longboat Key actives
$500 vs $679
Days on market
11 vs 107 typical
Where $500/sqft sits among the 235 Longboat Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $948K
Longboat Key median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
94 of 235
Longboat Key actives have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 2012 HARBOURSIDE DRIVE UNIT 2102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$630,000
2000 HARBOURSIDE DRIVE UNIT 1501 · same community
2 bd · 2 ba · 1,370 sqft · $460/sqft · 48 DOM
Sold · Oct ’26$1,925,000
549 HALYARD LANE
3 bd · 2 ba · 1,594 sqft · $1,208/sqft · 73 DOM
Sold · Mar ’26$860,000
1211 GULF OF MEXICO DRIVE UNIT 704
2 bd · 2 ba · 1,585 sqft · $543/sqft · 307 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2012 HARBOURSIDE DRIVE UNIT 2102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2012 HARBOURSIDE DRIVE UNIT 2102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2012 HARBOURSIDE DRIVE UNIT 2102 FAQs
What would the monthly payment be for 2012 HARBOURSIDE DRIVE UNIT 2102?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,011/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2012 HARBOURSIDE DRIVE UNIT 2102?+
The most recent tax bill on record (2025) was $6,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2012 HARBOURSIDE DRIVE UNIT 2102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $795,000, this home is listed about 9% below the Longboat Key median of $877,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2012 HARBOURSIDE DRIVE UNIT 2102?+
Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$795,000 runs 35% above the LONGBOAT KEY 34228 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S. MLS #A4706915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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