CENTURY 21 Edge
$375,0002 bd2 ba1,528 sqft$245 /sqft≈$3,366 /mo all-in ↓

13816 MESSINA LOOP UNIT 203, LAKEWOOD RANCH, FL, 34211

Active45 days on marketListed Sep 23, 2026MLS #A4707086

✦ Priced 6% below the LAKEWOOD RANCH 34211 medianCondominiumBACCIANO IV AT ESPLANADE LAKEWOOD RANCH

About this home

13816 MESSINA LOOP UNIT 203

Enjoyed exclusively as a seasonal second home retreat and never rented, this condo is in immaculate condition. From the moment you step through the door, the 12.5-foot grand ceilings and breathtaking mid-fairway golf course views signal that you’ve arrived at something truly special. Voluminous space and soaring ceilings create an airy, expansive atmosphere. The gourmet-ready kitchen features 42-inch off-white cabinetry, sleek granite countertops, and a social breakfast bar, perfect for entertaining. Escape to the primary bedroom where you can unwind in a tranquil suite boasting double walk-in closets and a spa-inspired ensuite with dual sinks and a seamless step-in shower. Every inch reflects quality, featuring elegant crown molding, a convenient in-unit laundry suite, and the highly coveted addition of a private one-car garage. Live the ultimate Florida lifestyle and forget the waitlists with a Full Golf Membership to a Championship 18-hole course and a world-class golf center. This lifestyle is a 5-star resort experience with water & wellness. Relax at the heated lagoon-style pool with private cabanas. Grab a drink at the poolside Bahama Bar, or find your zen at the full-service Koquina Sand Spa. Enjoy active living with championship Pickleball, Tennis, and Bocce courts, plus a state-of-the-art fitness center with personal training and wellness seminars. Indulge in culinary excellence from casual dining at the Bahama Bar to elegant, fine dining at the Barrel House Bistro and Culinary Center. Welcome to Florida… Welcome to Esplanade… Welcome Home. All furniture and golf cart in the garage are negotiable.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,528

Sqft

0.72 ac

Lot size

1

Garage

2020

Year built

One

Levels

$245

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete · Tile
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesWest
ExteriorHurricane Shutters · Irrigation System · Lighting · Sidewalk · Tennis Court(s)

Community & fees

Taxes (2025)$5,593/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,366 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,575
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$466
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate7.50%
Loan term

Estimated payment

$3,366/mo

Principal & interest$2,575
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$466
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$312KedgeAI estimate $348,933 · range $325K–$362K$390K

vs edgeAI estimate

+7.5%

$/sqft vs Lakewood Ranch actives

$245 vs $286

Days on market

45 vs 37 typical

Where $245/sqft sits among the 296 Lakewood Ranch actives

109 · this home
85
39
27
17
19
$199–265$265–330$330–395$395–460$460–526$526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Esplanade

Drive times from this address

Downtown Tampa≈ 56 min
Tampa Int’l Airport (TPA)≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

Esplanade — neighborhood snapshot

Population

2,444

Median age

54

Median income

$86,934

Median home value

$685,100

Avg household

3

Households w/ children

176

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★★
ElementaryB.D. Gullett Elementary School★★★★★
HighLakewood Ranch High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market — 2.4 months of inventoryBuyer’s market

$603K → $621K

Lakewood Ranch median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

139 of 296

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

Sep 23, 2026Listed at $375,000 · 45 days on market since
2020Built · BACCIANO IV AT ESPLANADE LAKEWOOD RANCH

Reality check

What actually sold near 13816 MESSINA LOOP UNIT 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13810 MESSINA LOOP UNIT 204Sold · Mar ’26

$350,000

13810 MESSINA LOOP UNIT 204 · same community

2 bd · 2 ba · 1,528 sqft · $229/sqft · 15 DOM

12303 TALL PINES WAYSold · Aug ’26

$420,000

12303 TALL PINES WAY

3 bd · 2 ba · 1,536 sqft · $273/sqft · 120 DOM

6110 BLUE RUNNER COURTSold · Aug ’26

$400,000

6110 BLUE RUNNER COURT

3 bd · 2 ba · 1,536 sqft · $260/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13816 MESSINA LOOP UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13816 MESSINA LOOP UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13816 MESSINA LOOP UNIT 203 FAQs

What would the monthly payment be for 13816 MESSINA LOOP UNIT 203?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,366/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13816 MESSINA LOOP UNIT 203?+

The most recent tax bill on record (2025) was $5,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13816 MESSINA LOOP UNIT 203?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $375,000, this home is listed about 41% below the Lakewood Ranch median of $634,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13816 MESSINA LOOP UNIT 203?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAKEWOOD RANCH 34211 market on paper

$375,000 is 6% below the LAKEWOOD RANCH 34211 median of $399,200, and at $245/sqft it sits under the Lakewood Ranch average of $330.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SIMPLIHOM · Nicholas Rapisardi. MLS #A4707086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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