
939 RIVER WIND CIRCLE, BRADENTON, FL, 34212
Active15 days on marketListed Sep 25, 2026MLS #A4707288
About this home
939 RIVER WIND CIRCLE
Behind the gates of River Wind, a boutique Neal Signature Homes community tucked discreetly off Upper Manatee River Road, this exceptional 2021 residence presents a polished expression of luxury. Poised on a private conservation homesite with no rear neighbors, the sought-after Carmel floorplan offers 2,690 square feet of beautifully composed living space and more than 4,099 total square feet designed around comfort, connection, and effortless entertaining. Inside, refined architectural details set the tone: 10-foot ceilings, tray accents, 8-foot interior doors, crown molding, plantation shutters, and sun-filled rooms framed by hurricane-impact windows and sliders throughout. At the center of the home, an elegant great room creates a seamless gathering space, flowing naturally from the dining room to a chef-inspired kitchen and outward to the pool beyond. The kitchen pairs timeless finishes with exceptional function. Soft-white, solid-wood cabinetry with dovetail construction and is complemented by crown molding, upgraded granite, a coastal-hued backsplash, oversized island, induction cooktop, convection oven, GE Profile stainless appliances, Monogram vent hood, and a walk-in pantry. Designed with a sophisticated sense of separation, each bedroom occupies its own private wing. The primary suite opens to tranquil views of the pool and preserve, w/ dual custom closets and a spa-caliber bath featuring a soaking tub, expansive walk-in shower, dual quartz vanities, private water closet, and linen storage. A private guest ensuite complete w/ walk in shower and framed glass doors, PLUS an additional 3rd bedroom and full bath, PLUS an enclosed OFFICE/DEN with French doors, PLUS an oversized BONUS room adjacent to the pool provide remarkable flexibility for guests, work, wellness, hobbies, or entertaining. Beyond the sliding doors, more than 500 square feet of covered outdoor living space overlooks a heated pool and spa, cascading fountain overflow, and the quiet beauty of conservation. The brick-paver pool deck offers distinct places to dine, lounge, and gather around the fire pit, while the outdoor kitchen with induction grill and rotisserie makes alfresco entertaining feel effortless. This is a home designed for inspiring sunrises and evenings spent under the stars. Thoughtful upgrades continue throughout, including wood-look ceramic tile in the primary suite, den, club room, and living areas, smart switches & dimmers, recessed lighting, Ethernet & coax wiring, upgraded HVAC w/ UV lamp, built-in home air purifier serviced every 6 months w/ transferable warranty, a deep three-car garage w/ additional five-foot depth, overhead storage, 220-volt outlet, EV-ready capability, and generator-ready wiring. River Wind delivers a rare lifestyle with LOW HOA fees and NO CDD fee, river access by kayak, and a pavilion along the Manatee River. NOT in a Special Hazard Flood Zone, this secluded yet connected address is moments from Lakewood Ranch, shopping and dining. A short drive to Sarasota’s cultural offerings, SRQ Airport, and the Gulf beaches of Anna Maria Island. The nearby Marketplace brings Whole Foods, Target, Costco, and favorite dining destinations such as Seasons 52 within easy reach, with a new Detweiler’s Farm Market coming soon. Offering the polish of new custom construction w/o the construction process, high carrying costs, or oversized community feel, this exceptional residence delivers the effortless Florida lifestyle so many buyers seek.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,690
Sqft
0.25 ac
Lot size
3
Garage
2021
Year built
One
Levels
$335
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,331 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,331/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.6%
$/sqft vs Bradenton actives
$335 vs $243
Days on market
15 vs 75 typical
Where $335/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Wind
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
River Wind — neighborhood snapshot
Population
114
Median age
51
Median income
$77,923
Median home value
$600,800
Avg household
2
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 939 RIVER WIND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$585,000
963 RIVER WIND CIRCLE · same community
3 bd · 2 ba · 2,408 sqft · $243/sqft · 19 DOM
Sold · Jun ’26$745,000
16736 4TH AVENUE NE
4 bd · 3 ba · 2,765 sqft · $269/sqft · 63 DOM
Sold · Oct ’25$720,000
385 165TH COURT NE
3 bd · 2.5 ba · 2,609 sqft · $276/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 939 RIVER WIND CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 939 RIVER WIND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
939 RIVER WIND CIRCLE FAQs
What would the monthly payment be for 939 RIVER WIND CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,331/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 939 RIVER WIND CIRCLE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 939 RIVER WIND CIRCLE?+
The most recent tax bill on record (2025) was $9,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 939 RIVER WIND CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $899,900, this home is listed about 131% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 939 RIVER WIND CIRCLE?+
Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,900 runs 101% above the BRADENTON 34212 median — but at 2,690 sqft it's also 73% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Gene Witt Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Laura Way. MLS #A4707288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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