CENTURY 21 Edge
$449,9902 bd2 ba1,641 sqft$274 /sqft≈$3,779 /mo all-in ↓

4113 GOLDEN CREEK TERRACE, PARRISH, FL, 34219

Active43 days on marketListed Sep 25, 2026MLS #A4707442

✦ New constructionVillaCROSS CREEK PH I-D

About this home

4113 GOLDEN CREEK TERRACE

This beautifully appointed, move-in-ready villa in gated community of The Laurels, where quality construction and effortless Florida living come together. Built by highly regarded Medallion Home, this Boca Grande 2 offers 2 bedrooms, 2 baths, a versatile den/office, 1,641 square feet of thoughtfully designed living space, and a 2-car garage. From the moment you enter, you'll appreciate the quality and attention to detail, including impact-resistant windows and doors, impressive 8-foot interior doors throughout, and tile flooring throughout the home. The open-concept design seamlessly connects the kitchen, dining area, and great room, creating an inviting space for everyday living and enjoy entertaining on your extended lanai. The kitchen features quartz countertops, 42-inch cabinetry with crown molding, and Samsung appliances. The private owner's suite offers dual walk-in closets and a spacious bath with dual vanities and a walk-in shower, while the flexible den provides an ideal space for a home office, reading room, or additional living area. Step outside to the covered lanai and enjoy the Florida lifestyle with an easy transition between indoor and outdoor living. Residents of The Laurels enjoy access to a beautiful clubhouse featuring a resort-style pool and relaxing spa, creating the perfect setting to unwind, socialize, and enjoy the Florida sunshine. The gated community also offers a low-maintenance lifestyle designed for easy living. Best of all, there are no CDD fees and low HOA fees, adding even more value to this exceptional home. A quality-built Medallion Home with premium features, resort-style amenities, and a desirable low-maintenance lifestyle—4113 Golden Creek Terrace offers the best of Florida living in The Laurels.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,641

Sqft

0.11 ac

Lot size

2

Garage

2026

Year built

One

Levels

$274

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorWalk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ExteriorIrrigation System

Community & fees

HOA fee$267/mo
Taxes (2025)$765/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,779 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,089
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$64
HOA fee — from the listing$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate7.50%
Loan term

Estimated payment

$3,779/mo

Principal & interest$3,089
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$64
HOA / condo fee$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$345KedgeAI estimate $374,757 · range $359K–$386K$468K

vs edgeAI estimate

+20.1%

$/sqft vs Parrish actives

$274 vs $207

Days on market

43 vs 70 typical

Where $274/sqft sits among the 400 Parrish actives

70
103
99
56
35 · this home
37
$145–172$172–200$200–227$227–254$254–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cross Creek

Drive times from this address

Downtown Tampa≈ 53 min
Tampa Int’l Airport (TPA)≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Parrish. See the full Parrish guide →

Cross Creek — neighborhood snapshot

Population

836

Median age

39

Median income

$111,555

Median home value

$476,200

Avg household

3

Households w/ children

108

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller — 3.1 months of inventoryBuyer’s market

$394K → $384K

Parrish median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

225 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $449,990 · 43 days on market since
2026Built · CROSS CREEK PH I-D

Reality check

What actually sold near 4113 GOLDEN CREEK TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4215 GOLDEN CREEK TERRACESold · Dec ’25

$372,000

4215 GOLDEN CREEK TERRACE · same community

2 bd · 2 ba · 1,634 sqft · $228/sqft · 0 DOM

4109 GOLDEN CREEK TERRACESold · Dec ’25

$385,000

4109 GOLDEN CREEK TERRACE · same community

2 bd · 2 ba · 1,634 sqft · $236/sqft · 0 DOM

4149 GOLDEN CREEK TERRACESold · Apr ’26

$395,000

4149 GOLDEN CREEK TERRACE · same community

2 bd · 2 ba · 1,634 sqft · $242/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4113 GOLDEN CREEK TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4113 GOLDEN CREEK TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4113 GOLDEN CREEK TERRACE FAQs

What would the monthly payment be for 4113 GOLDEN CREEK TERRACE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,779/mo — principal and interest, the actual property-tax bill, the $267/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4113 GOLDEN CREEK TERRACE?+

The association fee works out to $267 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4113 GOLDEN CREEK TERRACE?+

The most recent tax bill on record (2025) was $765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4113 GOLDEN CREEK TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $449,990, this home is listed about 6% above the Parrish median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4113 GOLDEN CREEK TERRACE?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MEDALLION REALTY LLC · Kellie Reith. MLS #A4707442.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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