CENTURY 21 Edge
$2,850,0005 bd6 ba3,608 sqft$790 /sqft≈$20,017 /mo all-in ↓

640 GRANADA AVENUE, VENICE, FL, 34285

Active36 days on marketListed Oct 2, 2026MLS #A4707501

Private poolSingle Family ResidenceVENICE GULF VIEW SEC OF

About this home

640 GRANADA AVENUE

Just one block from the beach on Venice Island - and outside the flood zone - this private coastal retreat offers a truly rare combination of history, modern luxury, and exceptional space. The original 1941 home has been thoughtfully preserved and beautifully renovated, while the purchase of an additional parcel created the opportunity for an expansive new residence with contemporary features that flow seamlessly together across nearly half an acre. A separate guest suite, generous outdoor living spaces, and timeless architectural character come together to create a one-of-a-kind property, the kind of extraordinary home buyers dream of finding, but rarely do. This is the kind of home that captures the best of Venice Island living. Start your morning with coffee on the front porch, catch a glimpse of the Gulf through the lush landscaping, then take a short walk, bike or golf cart ride to the Venice Beach, Historic Downtown Venice, the farmers market, boutique shopping, restaurants, live music, parades, festivals, and year-round community events. Spend the afternoon by the screened pool and spa, host dinner outside under the covered lanai, or wind down after a sunset beach walk. Whether you are welcoming guests for the weekend, creating a multigenerational retreat, or simply enjoying the privacy of a Gulf-side setting, this property feels like the Florida lifestyle people dream about. The main residence offers four bedrooms plus an office, four full bathrooms, and one half bath, with two bedrooms featuring private ensuite bathrooms and two additional bedrooms sharing an ensuite bath. A separate one-bedroom, one-bath guest or in-law suite with its own private walk-out balcony creates exceptional flexibility for extended family, visiting guests, longer stays, or a private retreat away from the main home. Inside, original character blends beautifully with thoughtful renovations. The kitchen is designed for gathering, featuring solid-wood soft-close cabinetry, granite countertops, stainless-steel appliances, dual sinks, dual ovens, extensive storage, and a large adjoining butler’s bar with additional cabinetry and convenient access to outdoor dining and the pool. The spacious laundry room, formerly the original kitchen, adds even more storage and everyday functionality. OUTDOOR LIVING is a defining feature of this home. Enjoy an expansive screened pool and spa area with covered and open deck space, a rear covered lanai with access to a full bath, a screened dining area directly off the kitchen, substantial front and west-side paver patios, a front screened porch. The expansive front paver patio provides spectacular sunset views with a peak of the beach. Additional highlights include tile flooring throughout, plantation shutters on all windows and French doors, stone or hard-surface bathroom countertops, recently repainted interiors and exteriors, impact-rated windows and doors, electric roll-down hurricane shutters on the rear lanai, two attached one-car garages, auxiliary space for a workshop, office, craft room or storage, private well, irrigation system, and a paver walking trail. Set on one-and-a-half lots and surrounded by mature landscaping, this distinctive Venice Island property offers the rare combination of privacy, space, guest accommodations, outdoor living, sunsets views, Gulf-side character, and true walkable coastal lifestyle in one of the most desirable settings on Florida’s Gulf Coast.

Facts & features

The home at a glance

5

Bedrooms

6

Bathrooms

3,608

Sqft

0.41 ac

Lot size

2

Garage

1941

Year built

One

Levels

$790

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
FacesSouth
ParkingOversized · Split Garage
ExteriorBalcony · French Doors · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$10,245/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$20,017 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$17,935
PMI (est., until 20% equity)$1,069
Property tax — 2025 actual bill$854
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $285,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $285,000
Interest rate7.50%
Loan term

Estimated payment

$20,017/mo

Principal & interest$17,935
PMI (est., until 20% equity)$1,069
Property taxes (actual bill)$854
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.9M
$1.2MedgeAI estimate $1,406,666 · range $1.3M–$1.5M$3.0M

vs edgeAI estimate

+102.6%

$/sqft vs Venice actives

$790 vs $241

Days on market

36 vs 49 typical

Where $790/sqft sits among the 400 Venice actives

221
111
33
20
8
7 · this home
$142–250$250–358$358–466$466–574$574–682$682+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Venice Gulf View

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Venice. See the full Venice guide →

Venice Gulf View — neighborhood snapshot

Population

1,425

Median age

67

Median income

$48,925

Median home value

$591,496

Avg household

2

Households w/ children

61%

For the school run

Sarasota County School District

ElementaryVenice Elementary School★★★★★
HighVenice Senior High School★★★★★
MiddleVenice Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketLeans seller — 3.3 months of inventoryBuyer’s market

$387K → $408K

Venice median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

162 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1332% above the VENICE 34285 median. See the full Venice market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $2,850,000 · 36 days on market since
1941Built · VENICE GULF VIEW SEC OF

Reality check

What actually sold near 640 GRANADA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

256 PENSACOLA ROADSold · Sep ’26

$2,150,000

256 PENSACOLA ROAD · same community

3 bd · 3 ba · 3,494 sqft · $615/sqft · 41 DOM

609 LAGUNA DRIVESold · Jul ’26

$900,000

609 LAGUNA DRIVE · same community

4 bd · 3.5 ba · 3,992 sqft · $225/sqft · 24 DOM

612 ARMADA ROAD SSold · Mar ’26

$2,275,000

612 ARMADA ROAD S · same community

4 bd · 3 ba · 3,076 sqft · $740/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 640 GRANADA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 640 GRANADA AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

640 GRANADA AVENUE FAQs

What would the monthly payment be for 640 GRANADA AVENUE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $20,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 640 GRANADA AVENUE?+

The most recent tax bill on record (2025) was $10,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Venice?+

At $2,850,000, this home is listed about 615% above the Venice median of $398,700. The market section on this page shows how the area is trending.

Which schools are assigned to 640 GRANADA AVENUE?+

Venice Elementary School (elementary), Venice Senior High School (high), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,850,000 runs 1332% above the VENICE 34285 median — but at 3,608 sqft it's also nearly twice the size of the typical Venice listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Venice Elementary School, Venice Senior High School, Venice Middle School — Venice Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of ZACHOS REALTY & DESIGN GROUP · David Zachos. MLS #A4707501.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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