CENTURY 21 Edge
$399,9003 bd2.5 ba1,819 sqft$220 /sqft≈$3,400 /mo all-in ↓

8696 ICE WINE STREET, SARASOTA, FL, 34238

Active0 days on marketListed Oct 10, 2026MLS #A4707588

WaterfrontTownhousePROMENADE/PALMER RANCH PH 2

About this home

8696 ICE WINE STREET

Welcome to 8696 Ice Wine Street, a beautifully appointed 3-bedroom, 2.5-bathroom townhome located in the desirable Sarasota community of Palmer Ranch. This spacious two-story residence offers approximately 1,819 square feet of thoughtfully designed living space, a one-car garage, with added privacy and natural light that come with an end-unit lake view location. From the moment you arrive, you’ll appreciate the attractive Florida lifestyle this home provides. The open-concept main level features a generous great room designed for comfortable everyday living and effortless entertaining. Large double pane windows bring in abundant natural light while offering a pleasant view toward the surrounding trees and pond area. The kitchen is conveniently positioned to remain connected to the dining and living spaces, creating a welcoming gathering area for family and guests. Upstairs, the versatile layout includes three comfortable bedrooms along with a spacious loft that can easily serve as a home office, media room, play area, or additional lounge space. The primary suite provides a relaxing private retreat along with en-suite bath, while the additional bedrooms provide flexibility for family, guests, or personal use. This floor plan is equally well suited for full-time living or a seasonal Sarasota getaway. One of the home’s most appealing features is its setting. The property enjoys approximately 32 feet of pond frontage, creating a peaceful backdrop and an opportunity to enjoy Sarasota’s natural surroundings. The large paver patio enhances your outdoor living space. Electric remote control, hurricane screens provide peace of mind on your lanai. As an end unit, the residence also benefits from additional windows, enhanced privacy, and a more open feel than many interior townhomes. Residents of this gated community enjoy access to a community swimming pool and professionally maintained grounds, providing a low-maintenance lifestyle. Easy access to the Legacy Trail borders the east side of this community. The convenient Sarasota location puts shopping, dining, entertainment, golf, parks, beaches, and the many attractions of the Sarasota area within easy reach. Siesta Key is only 10 minutes away. Whether you’re searching for a comfortable primary residence, a Florida retreat, or an investment opportunity, 8696 Ice Wine Street offers an attractive combination of modern construction, spacious living areas, community amenities, and a serene pond-side setting.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,819

Sqft

0.06 ac

Lot size

1

Garage

2019

Year built

Two

Levels

$220

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorHurricane Shutters · Shade Shutter(s)

Community & fees

HOA fee$350/mo
Taxes (2025)$4,306/yr
PetsCats OK, Dogs OK, Yes
CommunityGated Community - No Guard · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,400 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$359
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,400/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$359
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$335KedgeAI estimate $378,105 · range $349K–$398K$416K

vs edgeAI estimate

+5.8%

Days on market

0 vs 85 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34238 — neighborhood snapshot

Population

22,808

Median age

63.9

Median income

$94,583

Median home value

$532,800

Avg household

1.94

Households w/ children

1,611

For the school run

Sarasota County School District

MiddleSarasota Middle School★★★★★
ElementaryAshton Elementary School★★★★★
HighRiverview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the SARASOTA 34238 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 10, 2026Listed at $399,900 · 0 days on market since
2019Built · PROMENADE/PALMER RANCH PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8696 ICE WINE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8696 ICE WINE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8696 ICE WINE STREET FAQs

What would the monthly payment be for 8696 ICE WINE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,400/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8696 ICE WINE STREET?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8696 ICE WINE STREET?+

The most recent tax bill on record (2025) was $4,306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8696 ICE WINE STREET?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $399,900, this home is listed about 27% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8696 ICE WINE STREET?+

Sarasota Middle School (middle), Ashton Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,900 runs 49% above the SARASOTA 34238 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Sarasota market that averages 85 — if it fits, move quickly.

04Strong assigned schools

Sarasota Middle School, Ashton Elementary School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HORIZON REALTY INTERNATIONAL · Bill Trier. MLS #A4707588.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8696 ICE WINE STREET, SARASOTA, FL — 3 Bed, 2.5 Bath — $399,900 | CENTURY 21 Edge