106 49TH STREET, HOLMES BEACH, FL, 34217
Active40 days on marketListed Sep 28, 2026MLS #A4707627
About this home
106 49TH STREET
Vacation Rental available for 30-day minimum rental. Welcome to this beautiful coastal home, located just steps from the beach with stunning Gulf views. This professionally furnished residence features ensuite bathrooms for every bedroom and a private tropical oasis, including a heated pool and multiple outdoor patios. Situated on a quiet dead-end street west of Gulf Drive, the property offers direct access to pristine white sand beaches and is only a short stroll or golf cart ride from the local shops and restaurants of Holmes Beach. The interior has been fully updated with quartz countertops, new kitchen essentials, modern bathrooms, and high-end decor throughout. This beautifully proportioned home offers a generous three-bedroom, three-bathroom layout. The interior spaces are light-filled and welcoming, designed to accommodate private relaxation and stylish entertaining. The home is designed with interior and exterior natural stone including an elegant coral fireplace. The property is set on a generous island parcel and features a private swimming pool, creating a resort-style environment for relaxation and outdoor living. You'll love creating culinary masterpieces in the modern kitchen featuring sleek cabinets, pristine white quartz countertops, and premium stainless steel appliances. Drift off to sleep in the serene primary bedroom with King bed, where coastal breezes flow through sliding doors to your private balcony overlooking the Gulf. The second-level primary suite serves as a private retreat where you can enjoy spectacular sunsets from your own terrace. Unwind in serene guest bedroom sanctuaries with plush bedding and warm coastal lighting creating the perfect retreat. Both offering en-suite bathrooms and access to outdoor patios. We look forward to welcoming you to this exceptional beachside getaway. Please note that this property is located in a quiet residential area zoned for a 30-day minimum stay. Call to confirm rates, terms and availability. October- Dec 2026 $15,500/mo. May 2027 $15,500/mo. June and July 2027 $18,000/mo. August 2027 $15,500/mo. Sept -October 2027 $14,725/mo. Nov- Dec 2027 $15,500/mo. Taxes and fees in addition to the rate. Rates are subject to change. Non-Smoking home.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,489
Sqft
0.23 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$287 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$287/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Holmes Beach actives
$6 vs $882
Days on market
40 vs 73 typical
Where $6/sqft sits among the 91 Holmes Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holmes Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holmes Beach. See the full Holmes Beach guide →
HOLMES BEACH 34217 — neighborhood snapshot
Population
3,676
Median age
69.4
Median income
$80,972
Median home value
$657,400
Avg household
1.71
Households w/ children
118
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holmes Beach market
$826K → $862K
Holmes Beach median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
45 of 91
Holmes Beach actives have cut their price
Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 49TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$2,150,000
106 49TH STREET · same community
3 bd · 3 ba · 2,489 sqft · $864/sqft · 32 DOM
Sold · Oct ’26$1,635,000
2918 AVENUE E
3 bd · 2 ba · 2,262 sqft · $723/sqft · 466 DOM
Sold · Feb ’26$3,495,000
3702 5TH AVENUE
4 bd · 4.5 ba · 2,784 sqft · $1,255/sqft · 232 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 106 49TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 49TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
106 49TH STREET FAQs
What would the monthly payment be for 106 49TH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $287/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 106 49TH STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holmes Beach?+
At $15,500, this home is listed about 99% below the Holmes Beach median of $1,197,500. The market section on this page shows how the area is trending.
Which schools are assigned to 106 49TH STREET?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOLMES BEACH 34217 market on paper
$15,500 is 99% below the HOLMES BEACH 34217 median of $1,106,000, and at $6/sqft it sits under the Holmes Beach average of $886.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FRAN MAXON REAL ESTATE · Stephanie Bell. MLS #A4707627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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