CENTURY 21 Edge
$10,890,0006 bd8 ba8,525 sqft$1,277 /sqft≈$76,660 /mo all-in ↓

4196 ROBERTS POINT CIRCLE, SARASOTA, FL, 34242

Active16 days on marketListed Oct 22, 2026MLS #A4707872

WaterfrontPrivate poolSingle Family ResidenceROBERTS POINT 2

About this home

4196 ROBERTS POINT CIRCLE

Set on 1.34 waterfront acres in one of Sarasota’s most extraordinary settings, 4196 Roberts Point Circle presents a rare opportunity to own a private residential compound surrounded by water, mature tropical vegetation and sweeping views across Sarasota Bay. With over 400 feet of waterfront and an exceptional sense of privacy, the property offers a setting that is increasingly difficult to replicate on Siesta Key or anywhere in the Sarasota area. For a buyer drawn to architecture with history and individuality, the existing compound offers an opportunity for renovation and transformation. For those envisioning something entirely new, the acreage and waterfront position provide an exceptional canvas for creating a landmark Sarasota estate. The property also has the potential to be divided into multiple parcels and redeveloped as incredible bayfront homes. Most compelling is the location on the coveted north end of Siesta Key, an area prized for its privacy, larger properties and peaceful residential character while remaining close to everything that makes the island so desirable. The structures encompass approximately 8,500 square feet of living space with six bedrooms and eight baths. Distinctive architecture, extensive use of natural wood, vaulted and beamed ceilings, expansive walls of glass and wraparound outdoor living areas give the residence a character entirely its own. The main residence features generous gathering spaces framed by windows and French doors, warm wood flooring, a dramatic open staircase, and an expansive primary suite with vaulted ceilings. Multiple living and entertaining areas provide flexibility for reimagining the interiors while preserving the property’s architectural personality. The guest house is perfect for guests, extended family, private offices, studios, or multigenerational living. Outdoors, the expansive grounds unfold toward the shoreline with a swimming pool, mature landscaping and multiple docking options providing direct access to the water. From the shoreline and elevated living spaces, broad views stretch across Roberts Bay to the mainland while the scale of the 1.34-acre parcel creates a remarkable sense of openness and seclusion. Siesta Key is celebrated for its laid-back coastal lifestyle, vibrant Siesta Key Village and extraordinary beaches, including Siesta Beach, renowned for its powdery white quartz sand and previously named the No. 1 beach in the United States by Tripadvisor. From this private waterfront retreat, downtown Sarasota’s dining, shopping, and cultural attractions are also just minutes away, creating an exceptional combination of island seclusion and mainland convenience. This is a rare opportunity without compare on the Gulf Coast.

Facts & features

The home at a glance

6

Bedrooms

8

Bathrooms

8,525

Sqft

1.34 ac

Lot size

4

Garage

1946

Year built

Two

Levels

$1,277

Per sqft

Private poolWaterfrontFireplaceCity & Water viewPets allowed

Inside

FlooringHardwood
AppliancesRange · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
ViewCity · Water
FacesWest
ParkingCircular Driveway · Off Street
ExteriorFrench Doors · Rain Gutters

Community & fees

Taxes (2025)$46,632/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$76,660 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$68,530
PMI (est., until 20% equity)$4,084
Property tax — 2025 actual bill$3,886
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,089,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,089,000
Interest rate7.50%
Loan term

Estimated payment

$76,660/mo

Principal & interest$68,530
PMI (est., until 20% equity)$4,084
Property taxes (actual bill)$3,886
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$1,277 vs $309

Days on market

16 vs 66 typical

Where $1,277/sqft sits among the 400 Sarasota actives

236
66
33
26
12
27 · this home
$154–341$341–529$529–716$716–903$903–1090$1090+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

176 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2169% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 22, 2026Listed at $10,890,000 · 16 days on market since
1946Built · ROBERTS POINT 2

Reality check

What actually sold near 4196 ROBERTS POINT CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4108 ROBERTS POINT ROADSold · Nov ’25

$1,450,000

4108 ROBERTS POINT ROAD · same community

3 bd · 2.5 ba · 2,511 sqft · $577/sqft · 142 DOM

4117 ROBERTS POINT CIRCLESold · Jul ’26

$940,000

4117 ROBERTS POINT CIRCLE · same community

3 bd · 2.5 ba · 2,168 sqft · $434/sqft · 467 DOM

4189 ROBERTS POINT CIRCLESold · Nov ’25

$500,000

4189 ROBERTS POINT CIRCLE · same community

3 bd · 2 ba · 1,757 sqft · $285/sqft · 311 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4196 ROBERTS POINT CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4196 ROBERTS POINT CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4196 ROBERTS POINT CIRCLE FAQs

What would the monthly payment be for 4196 ROBERTS POINT CIRCLE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $76,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4196 ROBERTS POINT CIRCLE?+

The most recent tax bill on record (2025) was $46,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4196 ROBERTS POINT CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $10,890,000, this home is listed about 1862% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4196 ROBERTS POINT CIRCLE?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$10,890,000 runs 2169% above the SARASOTA 34242 median — but at 8,525 sqft it's also nearly 5 times the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of DOUGLAS ELLIMAN · Joel Schemmel. MLS #A4707872.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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