401 N POINT ROAD UNIT 404, OSPREY, FL, 34229
Active7 days on marketListed Oct 5, 2026MLS #A4708169
About this home
401 N POINT ROAD UNIT 404
Step into a residence that redefines elegance and sophistication. This stunning 2,778 sq ft condo has been completely reimagined. Every inch has been thoughtfully redesigned to create a truly exceptional living experience. Boasting 3 spacious bedrooms, 3 bathrooms and an expansive den, the open-concept layout flows effortlessly, offering both comfort and style. From the moment you exit your private elevator and step inside, you’ll sense the uniqueness of this home. The sleek, modern design is complemented by oak flooring and a neutral palette that beautifully showcases any style decor. Perched just above the preserve, the screened-in balcony provides a serene retreat. The perfect place to enjoy peek-a-boo water views and breathtaking sunsets. Inside, every room sparkles with quality finishes and upscale touches, from high-end stainless steel kitchen appliances and custom lighting to exquisitely redesigned bathrooms that blend functionality with beauty. When you make this spectacular condo your home you have everything you need to live an incredible lifestyle on Florida’s gorgeous Gulf Coast! This residence includes two side-by-side parking spaces located directly beneath the building and is just steps from The Meridian residents’ exclusive pool, spa, and workout room. With mandatory membership in The Oaks Club, Sarasota’s premier golf and country club, you’ll enjoy access to world-class amenities including: 2 championship golf courses, 12 HAR TRU tennis courts (4 lighted), pickleball courts, a regulation croquet lawn, a clubside Junior Olympic pool, state of the art Wellfit Center and a vibrant array of dining, social and recreational options. Schedule a showing to see this residence that feels brand new and discover the pinnacle of luxury living in Meridian at the Oak Preserve. There is currently no waiting list for either Golf or Sports/Social membership.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,778
Sqft
2
Garage
2003
Year built
One
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,484 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,484/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs MERIDIAN AT THE OAKS PRESERVE
$369 vs $299
Days on market
7 vs 109 typical
Where $369/sqft sits among the 13 homes for sale in MERIDIAN AT THE OAKS PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Osprey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osprey. See the full Osprey guide →
OSPREY 34229 — neighborhood snapshot
Population
7,237
Median age
65.5
Median income
$93,949
Median home value
$635,800
Avg household
2.06
Households w/ children
383
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osprey market
$723K → $765K
Osprey median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
6 of 13
MERIDIAN AT THE OAKS PRESERVE have cut their price
Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the OSPREY 34229 median. See the full Osprey market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 N POINT ROAD UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$605,000
401 N POINT ROAD UNIT 304 · same community
3 bd · 3 ba · 2,778 sqft · $218/sqft · 374 DOM
Sold · Jan ’26$1,700,000
409 N POINT ROAD UNIT 1003 · same community
3 bd · 3 ba · 2,778 sqft · $612/sqft · 0 DOM
Sold · Jan ’26$765,000
385 N POINT ROAD UNIT 404 · same community
3 bd · 3 ba · 2,778 sqft · $275/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 401 N POINT ROAD UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 N POINT ROAD UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
401 N POINT ROAD UNIT 404 FAQs
What would the monthly payment be for 401 N POINT ROAD UNIT 404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,484/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 N POINT ROAD UNIT 404?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 N POINT ROAD UNIT 404?+
The most recent tax bill on record (2025) was $12,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 N POINT ROAD UNIT 404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osprey?+
At $1,025,000, this home is listed about 46% above the Osprey median of $700,000. The market section on this page shows how the area is trending.
Which schools are assigned to 401 N POINT ROAD UNIT 404?+
Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,025,000 runs 63% above the OSPREY 34229 median — but at 2,778 sqft it's also 23% larger than the typical Osprey listing.
02Fresh on the market
Only 7 days on market in a Osprey market that averages 109 — if it fits, move quickly.
03Strong assigned schools
Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steve Abbe. MLS #A4708169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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