CENTURY 21 Edge
$700,0003 bd2.5 ba1,854 sqft$378 /sqft≈$5,998 /mo all-in ↓

3439 79TH STREET CIRCLE W UNIT 303, BRADENTON, FL, 34209

Active3 days on marketListed Oct 7, 2026MLS #A4708204

WaterfrontCondominiumPALMA SOLA BAY CLUB

About this home

3439 79TH STREET CIRCLE W UNIT 303

Welcome to this never-been-lived-in, top-floor luxury condominium built in 2024 and offering the best bayfront views in the highly desirable Preserve at Palma Sola Bay Club. This gated, Key West-inspired community features only nine residences per building with elevator access, nestled within 30 acres of protected preservation land in NW Bradenton. This expansive Key Largo floor plan features three bedrooms, two-and-a-half bathrooms, and a spacious great room with wood plank tile flooring flowing through the main living areas and one of the guest bedrooms. Savor the bayfront views from the expansive balcony off the great room. The upgraded kitchen is a chef's dream, showcasing crisp white shaker cabinets, quartz countertops, GE Profile stainless steel appliances, and a large pull-out bank of pots and pans drawers. Retreat to the luxurious primary suite, which boasts plush carpeting, a private balcony overlooking a serene pond, and a highly upgraded en-suite bathroom complete with a larger walk-in shower and an extended vanity area with extra cabinets and drawers. Additional conveniences include a well- appointed laundry room with upgraded cabinetry and a utility sink, a secure under-building locked storage unit, and two assigned parking spaces featuring upgraded electric vehicle charging capability. Quality block construction offers peace of mind along with impact rated windows and doors and a metal roof. Residents enjoy an unparalleled resort-style lifestyle with amenities including a two-story clubhouse featuring a gym, billiards, a social room, and two kitchens for entertaining. The community grounds offer a heated pool, fire pit, dog park, bocce court, putting green, and a grilling area with a wet bar. Nature lovers will appreciate the three stocked ponds and the community kayak launch with an observation deck overlooking Palma Sola Bay. Managed on-site and located just minutes from the world-famous beaches of Anna Maria Island, as well as premier golf, dining, shopping, and Sarasota's rich cultural offerings, this pristine coastal retreat is the ultimate Florida sanctuary.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,854

Sqft

0 ac

Lot size

2024

Year built

One

Levels

$378

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorElevator · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionMetal Frame · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingAssigned · Covered · Ground Level · Guest · Under Building
ExteriorBalcony · Fire Pit · Irrigation System · Outdoor Grill · Rain Gutters

Community & fees

HOA fee$1,060/mo
Taxes (2025)$8,861/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Water Access · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,998 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$738
Condo fee — from the listing$1,060
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$5,998/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$738
HOA / condo fee$1,060
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$403KedgeAI estimate $466,843 · range $420K–$514K$728K

vs edgeAI estimate

+49.9%

$/sqft vs Bradenton actives

$378 vs $243

Days on market

3 vs 75 typical

Where $378/sqft sits among the 400 Bradenton actives

106
96
104
36
27 · this home
31
$121–182$182–243$243–305$305–366$366–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 63 min
Tampa Int’l Airport (TPA)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34209 — neighborhood snapshot

Population

33,586

Median age

58.1

Median income

$80,829

Median home value

$357,300

Avg household

2.21

Households w/ children

2,354

For the school run

Manatee County School District

ElementaryH. S. Moody Elementary School★★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

232 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 134% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $700,000 · 3 days on market since
2024Built · PALMA SOLA BAY CLUB

Reality check

What actually sold near 3439 79TH STREET CIRCLE W UNIT 303

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7840 34TH AVENUE W UNIT 103Sold · Sep ’26

$495,000

7840 34TH AVENUE W UNIT 103 · same community

3 bd · 2.5 ba · 1,854 sqft · $267/sqft · 259 DOM

7840 34TH AVE W UNIT 303Sold · Nov ’25

$565,000

7840 34TH AVE W UNIT 303 · same community

3 bd · 2.5 ba · 1,857 sqft · $304/sqft · 116 DOM

3439 79TH STREET CIRCLE W UNIT 201Sold · Jul ’26

$535,000

3439 79TH STREET CIRCLE W UNIT 201 · same community

3 bd · 2.5 ba · 1,857 sqft · $288/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3439 79TH STREET CIRCLE W UNIT 303 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3439 79TH STREET CIRCLE W UNIT 303 — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3439 79TH STREET CIRCLE W UNIT 303 FAQs

What would the monthly payment be for 3439 79TH STREET CIRCLE W UNIT 303?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,998/mo — principal and interest, the actual property-tax bill, the $1,060/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3439 79TH STREET CIRCLE W UNIT 303?+

The association fee works out to $1,060 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3439 79TH STREET CIRCLE W UNIT 303?+

The most recent tax bill on record (2025) was $8,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3439 79TH STREET CIRCLE W UNIT 303?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $700,000, this home is listed about 79% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3439 79TH STREET CIRCLE W UNIT 303?+

H. S. Moody Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$700,000 runs 134% above the BRADENTON 34209 median — but at 1,854 sqft it's also 19% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,060/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 3 days on market in a Bradenton market that averages 75 — if it fits, move quickly.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Nicole Ryskamp. MLS #A4708204.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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