4440 IRONWOOD CIRCLE UNIT 409D, BRADENTON, FL, 34209
Active4 days on marketListed Oct 6, 2026MLS #A4708260
About this home
4440 IRONWOOD CIRCLE UNIT 409D
Enjoy the best of Florida living in this inviting 1-bedroom, 1-bath condo, with NO AGE RESTRICTIONS, ideally located just minutes from the beautiful beaches of Anna Maria Island, as well as shopping, dining, and everyday conveniences. The flexible floor plan offers an exciting opportunity for those looking for additional space. The current layout can potentially be converted to accommodate a second bedroom, providing added versatility for guests, a home office, or personal use. Relax and unwind on the screened-in lanai while enjoying a peaceful view of mature trees. The condo is conveniently located across from the community clubhouse, making it easy to take advantage of the many amenities and social opportunities. The clubhouse features a fitness center, gathering room, library, billiard table, kitchen for community and social activities, shuffleboard, and a heated pool. A spacious pool deck provides a welcoming place to relax, visit with friends, and meet neighbors. Golf membership is available for those who want to enjoy the course, but membership is not mandatory. Another attractive feature is the low HOA fee compared with other buildings in the community. Whether you're looking for a Florida getaway, seasonal retreat, investment opportunity, or a place to call home, this condo offers a convenient location, flexible living space, and an enjoyable community lifestyle, all just minutes from Anna Maria Island.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
750
Sqft
1972
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$999 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$999/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Bradenton actives
$160 vs $243
Days on market
4 vs 75 typical
Where $160/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,586
Median age
58.1
Median income
$80,829
Median home value
$357,300
Avg household
2.21
Households w/ children
2,354
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4440 IRONWOOD CIRCLE UNIT 409D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$82,500
4440 IRONWOOD CIRCLE UNIT 509D · same community
1 bd · 1 ba · 750 sqft · $110/sqft · 127 DOM
Sold · Mar ’26$70,000
4440 IRONWOOD CIRCLE UNIT 406D · same community
1 bd · 1 ba · 630 sqft · $111/sqft · 273 DOM
Sold · Aug ’26$245,000
5005 31ST STREET W
2 bd · 1 ba · 720 sqft · $340/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4440 IRONWOOD CIRCLE UNIT 409D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4440 IRONWOOD CIRCLE UNIT 409D — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4440 IRONWOOD CIRCLE UNIT 409D FAQs
What would the monthly payment be for 4440 IRONWOOD CIRCLE UNIT 409D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $999/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4440 IRONWOOD CIRCLE UNIT 409D?+
The most recent tax bill on record (2025) was $951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4440 IRONWOOD CIRCLE UNIT 409D?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $120,000, this home is listed about 69% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4440 IRONWOOD CIRCLE UNIT 409D?+
H. S. Moody Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34209 market on paper
$120,000 is 60% below the BRADENTON 34209 median of $298,750, and at $160/sqft it sits under the Bradenton average of $271.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Bradenton market that averages 75 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Karla Davidson. MLS #A4708260.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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