3411 JUDITH DRIVE, ELLENTON, FL, 34222
Active33 days on marketListed Oct 5, 2026MLS #A4708377
About this home
3411 JUDITH DRIVE
Enjoy the Florida lifestyle in this charming, furnished home located in the desirable Terra Siesta 55+ community, where you own the land! This inviting home offers comfortable living in a friendly, amenity-rich community with plenty of opportunities to relax, socialise, and stay active. A beautiful 2 bd/ 2ba home is waiting for you in the active lifestyle community of Terra Siesta. Outside-this well-maintained home features a large carport with workshop and plenty of room for multiple cars and a golf cart. A new AC unit was installed in 2023. Inside- you will find rich laminate flooring throughout all rooms, featuring a large living room and access to the oversized lanai for you to enjoy your morning coffee. The kitchen is well appointed with lots of cabinets and counter space, including a pass through to the living room. The primary bedroom has a large walk-in closet. The 2nd bedroom also has a walk-in closet. Terra Siesta features low monthly HOA fees and many year-round residents. Small pet and golf cart friendly, residents enjoy access to 2-community swimming pools, 2-clubhouses, shuffleboard, and pickleball, providing something for everyone. Whether you prefer relaxing by the pool, meeting friends at the clubhouse, or enjoying a friendly game, there are plenty of ways to make the most of the Florida sunshine. Conveniently located close to everyday shopping and services, including Lowe’s, Aldi, Publix, banks, the US Post Office, the Manatee County Library. Only minutes away from the Manatee County beaches, Ellenton Outlet Mall and many restaurants. Enjoy the convenience of having so many necessities and amenities just a short drive away.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,040
Sqft
0.08 ac
Lot size
1987
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,816 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,816/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56%
$/sqft vs TERRA SIESTA MOBILE HOME PARK CO-OP
$182 vs $142
Days on market
33 vs 77 typical
Where $182/sqft sits among the 14 homes for sale in TERRA SIESTA MOBILE HOME PARK CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
ELLENTON 34222 — neighborhood snapshot
Population
14,529
Median age
55.7
Median income
$66,105
Median home value
$194,300
Avg household
2.34
Households w/ children
1,253
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$235K → $355K
Ellenton median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
6 of 14
TERRA SIESTA MOBILE HOME PARK CO-OP have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3411 JUDITH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$146,000
3310 EILEEN DRIVE · same community
2 bd · 2 ba · 1,040 sqft · $140/sqft · 172 DOM
Sold · May ’26$88,000
3404 JUDITH DRIVE · same community
2 bd · 2 ba · 1,056 sqft · $83/sqft · 86 DOM
Sold · Oct ’26$184,000
3317 DENISE DRIVE · same community
2 bd · 2 ba · 1,008 sqft · $183/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3411 JUDITH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3411 JUDITH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3411 JUDITH DRIVE FAQs
What would the monthly payment be for 3411 JUDITH DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,816/mo — principal and interest, the actual property-tax bill, the $213/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3411 JUDITH DRIVE?+
The association fee works out to $213 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3411 JUDITH DRIVE?+
The most recent tax bill on record (2025) was $747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3411 JUDITH DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $189,000, this home is listed about 21% below the Ellenton median of $239,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3411 JUDITH DRIVE?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LARU BEYA REAL ESTATE COMPANY INC · Joseph Pickett. MLS #A4708377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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