1248 JEFFERSON DRIVE, ENGLEWOOD, FL, 34224
Active20 days on marketListed Oct 3, 2026MLS #A4708403
About this home
1248 JEFFERSON DRIVE
Your Private Englewood Oasis Awaits Peace of mind is built right in for the next owner of this turnkey tropical pool home, which now includes a 1-year buyer warranty after purchase. Situated in the desirable May Terrace neighborhood, this charming 2-bedroom, 2-bathroom retreat sits on a lush lot just 2.5 miles from the Gulf. It offers the ultimate Florida lifestyle with no flood zone insurance required, no HOA, and no CDD fees. Recent Premium Upgrades: * Major Systems: New HVAC system (2025), impact-rated windows and doors, and a durable metal roof. * Modernized Interiors: Freshly painted walls, completely removed popcorn ceilings, and designer air vent covers. (Wood paneling was selectively removed to reveal bright white walls; remaining paneling can easily be removed if desired). * Kitchen & Baths: Fully updated bathrooms, a new dishwasher (2026), and a new microwave (2025). Outdoor Living & Waterfront Highlights: * Sunset Views: A west-facing lanai frames spectacular daily sunsets over your private pool. * Private Lake Dock: A private fishing dock extends directly from your backyard onto a serene lake. * Exclusive Beach Access: Eligible owners can join the nearby Englewood Gardens Beach Club for private beach access, dedicated parking, and Wi-Fi (membership is separate). Turnkey Convenience: Inside, you will find 1,214 sq ft of bright, low-maintenance tile flooring and a functional split-bedroom floor plan. The home is completely move-in ready—linens and household furnishings convey with the sale! (Note: Outdoor TV, front living room sectional, and select personal items are excluded). Prime Location: * 5 minutes to Englewood Beach and Manasota Key * 2 minutes to Publix, Starbucks, and Home Depot * 2 minutes to premium waterfront dining Whether you are looking for a primary residence or a proven short-term rental property, this home has successfully served as both. Buyer to verify all details and conduct their own due diligence.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,214
Sqft
0.23 ac
Lot size
1
Garage
1979
Year built
One
Levels
$349
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,636 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,636/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.7%
$/sqft vs Englewood actives
$349 vs $233
Days on market
20 vs 76 typical
Where $349/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $365K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
163 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 226% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1248 JEFFERSON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$230,000
1321 WASHINGTON DRIVE · same community
2 bd · 2 ba · 1,238 sqft · $186/sqft · 167 DOM
Sold · Jan ’26$245,000
1311 WASHINGTON DRIVE · same community
2 bd · 2 ba · 1,240 sqft · $198/sqft · 69 DOM
Sold · May ’26$250,000
1266 LINCOLN DRIVE · same community
2 bd · 2 ba · 1,275 sqft · $196/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1248 JEFFERSON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1248 JEFFERSON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1248 JEFFERSON DRIVE FAQs
What would the monthly payment be for 1248 JEFFERSON DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,636/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1248 JEFFERSON DRIVE?+
The most recent tax bill on record (2025) was $4,525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1248 JEFFERSON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $424,000, this home is listed about 21% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1248 JEFFERSON DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$424,000 runs 226% above the ENGLEWOOD 34224 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TREND REALTY · Liz Wiggins. MLS #A4708403.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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