12293 MOUNTAIN ISLAND TRAIL, PARRISH, FL, 34219
Active5 days on marketListed Oct 5, 2026MLS #A4708483
About this home
12293 MOUNTAIN ISLAND TRAIL
Skip the wait and the upgrade costs! This open-concept 3-bedroom, 2-bathroom concrete block home offers 1,672 square feet in the sought-after Bella Lago community in Parrish, with the extras already done for you. Set on a pond-view homesite, the home features a two-car garage, separate laundry room, and an extended screened-in lanai overlooking the fully fenced backyard. Upgraded landscaping and curbing out front, with gutters already in place. Inside, you'll find fresh paint, ceiling fans, stylish cabinet pulls and a full appliance package, including the washer and dryer. With so many of the finishing touches already taken care of, you can move right in and enjoy your new home. Bella Lago offers an array of amenities, including two heated community pools, two dog parks, a playground, and a fitness center. Residents also enjoy farmers markets and frequent holiday events throughout the year. The monthly HOA fee is $146.59, and the annual CDD fee is $1,674.09. Why wait to build when you can move right in? Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,672
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Parrish actives
$197 vs $207
Days on market
5 vs 78 typical
Where $197/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manatee River Farms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
Manatee River Farms — neighborhood snapshot
Population
114
Median age
40
Median income
$191,750
Median home value
$569,628
Avg household
2
Households w/ children
21%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$394K → $400K
Parrish median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
249 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 12293 MOUNTAIN ISLAND TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$325,000
11873 TEXOMA COURT · same community
4 bd · 2 ba · 1,665 sqft · $195/sqft · 31 DOM
Sold · Mar ’26$312,248
10004 CADDO DRIVE · same community
4 bd · 2 ba · 1,665 sqft · $188/sqft · 13 DOM
Sold · Apr ’26$330,000
9936 WIMICO TERRACE · same community
4 bd · 2 ba · 1,665 sqft · $198/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 12293 MOUNTAIN ISLAND TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12293 MOUNTAIN ISLAND TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12293 MOUNTAIN ISLAND TRAIL FAQs
What would the monthly payment be for 12293 MOUNTAIN ISLAND TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12293 MOUNTAIN ISLAND TRAIL?+
The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12293 MOUNTAIN ISLAND TRAIL?+
The most recent tax bill on record (2025) was $5,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12293 MOUNTAIN ISLAND TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $329,000, this home is listed about 22% below the Parrish median of $424,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12293 MOUNTAIN ISLAND TRAIL?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PARRISH 34219 market on paper
$329,000 is 21% below the PARRISH 34219 median of $415,900, and at $197/sqft it sits under the Parrish average of $220.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Parrish market that averages 78 — if it fits, move quickly.
04Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KEYS TO THE COAST REAL ESTATE, LLC · Prumo & Card Prumo. MLS #A4708483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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