14631 DERNA TERRACE, BRADENTON, FL, 34211
Active11 days on marketListed Oct 14, 2026MLS #A4708506
About this home
14631 DERNA TERRACE
LUXURY FLORIDA LIVING AT ITS FINEST — DEEDED GOLF, RESORT-STYLE AMENITIES & AN EXCEPTIONAL OUTDOOR OASIS! Welcome to resort-style living at its finest in this beautifully upgraded Roma model in Esplanade at Azario! Featuring DEEDED GOLF MEMBERSHIP, a spectacular private pool and spa, and exceptional indoor and outdoor living spaces, this home offers the ultimate Florida lifestyle. Step outside to your own private oasis featuring a stunning freeform HEATED SALTWATER POOL AND SPA with sun shelf and in-pool lighting, all within a spacious screened lanai. Entertain in style with an outdoor kitchen complete with grill, sink and under-counter refrigerator, manual retractable awning, additional outdoor lighting and a fenced backyard. Inside, elegant tray ceilings enhance the primary bedroom, living room and dining room, while custom kitchen and bath backsplashes, a beautiful glass front door, upgraded lighting and ceiling fans, and ceramic tile flooring throughout add style and sophistication. The spacious primary suite features a WALK-IN CLOSET with double-hung wood shelving and additional shoe storage. The extended garage offers FOUR EXTRA FEET of length, overhead and wall shelving, and a mini-split system for added comfort and versatility. Enjoy the outstanding Esplanade at Azario lifestyle, with golf, pickleball, tennis, fitness facilities, dining at The Barrel House and Bahama Bar, coffee at Toasted Café, wellness services, spa treatments and an abundance of social activities. Experience the amenities and atmosphere of this sought-after resort-style community while enjoying the privacy of your own poolside retreat. ADDED BUYER OPPORTUNITIES! Seller may consider a decorating allowance based on negotiated purchase price and may consider owner financing for a qualified buyer, subject to mutually acceptable terms and conditions. Inquire for details. This is more than a home; it is an opportunity to embrace the Florida lifestyle you have been dreaming of. Schedule your private showing today and discover the exceptional combination of deeded golf, luxury outdoor living and resort-style amenities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,689
Sqft
0.17 ac
Lot size
2
Garage
2022
Year built
One
Levels
$458
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,629 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,629/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.2%
$/sqft vs Bradenton actives
$458 vs $230
Days on market
11 vs 63 typical
Where $458/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
176 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 14631 DERNA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$575,000
4727 MOTTA COURT · same community
2 bd · 2 ba · 1,678 sqft · $343/sqft · 149 DOM
Sold · Nov ’25$412,000
4769 TORTONA COURT · same community
2 bd · 2 ba · 1,558 sqft · $264/sqft · 547 DOM
Sold · Aug ’26$680,000
14522 DERNA TERRACE · same community
3 bd · 2 ba · 1,926 sqft · $353/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 14631 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14631 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14631 DERNA TERRACE FAQs
What would the monthly payment be for 14631 DERNA TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,629/mo — principal and interest, the actual property-tax bill, the $735/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14631 DERNA TERRACE?+
The association fee works out to $735 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14631 DERNA TERRACE?+
The most recent tax bill on record (2025) was $6,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14631 DERNA TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $774,000, this home is listed about 99% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14631 DERNA TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$774,000 runs 99% above the BRADENTON 34211 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $735/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Doneen Hoffman. MLS #A4708506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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