CENTURY 21 Edge
$1,999,9992 bd2.5 ba2,154 sqft$929 /sqft≈$16,357 /mo all-in ↓

1591 GULF OF MEXICO DRIVE UNIT 512, LONGBOAT KEY, FL, 34228

Active1 days on marketListed Oct 24, 2026MLS #A4708530

WaterfrontFully furnishedCondominiumST REGIS

About this home

1591 GULF OF MEXICO DRIVE UNIT 512

Fractional Ownership. FRACTIONAL OWNERSHIP AT THE ST. REGIS LONGBOAT KEY. Experience an extraordinary waterfront lifestyle with the opportunity to own a portion of a beautifully appointed private residence at one of Florida’s most prestigious luxury resorts. Located on the fifth floor of the Champagne building, Residence 512 offers 2,154 square feet of refined interior living space, two spacious bedrooms, two-and-a-half bathrooms, and an expansive private terrace overlooking the resort surroundings and Sarasota Bay. Thoughtfully designed for comfort and entertaining, the residence features an open living and dining area, floor-to-ceiling glass, and a beautifully equipped kitchen with Wolf and Sub-Zero appliances. The generous primary suite includes a luxurious bathroom with dual vanities, a soaking tub, and a separate walk-in shower. Offered fully furnished with Restoration Hardware interiors, the residence also features a private two-car garage and convenient elevator access. Ownership provides access to the exceptional amenities and personalized services of The St. Regis Longboat Key, including pristine Gulf beaches, resort-style pools, private residential amenities, fine dining, the St. Regis Spa, fitness facilities, and signature concierge and butler services. This distinctive fractional ownership opportunity allows buyers to enjoy the benefits of a luxury waterfront residence without the commitment of purchasing and maintaining an entire condominium. Ownership interests are offered in 30-day increments, with the opportunity to acquire multiple periods. An additional benefit is the inclusion of a St. Regis Resort Membership, providing year-round access to resort amenities without the customary membership initiation fee or annual dues, subject to the applicable membership terms. Discover a more flexible way to experience the elegance, service, and exceptional coastal lifestyle of The St. Regis Longboat Key.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,154

Sqft

1.47 ac

Lot size

2

Garage

2024

Year built

One

Levels

$929

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorElevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionStucco
FoundationStilt/On Piling
ViewWater
FacesEast
ExteriorBalcony · Outdoor Grill · Sliding Doors · Storage

Community & fees

Taxes (2025)$34,330/yr
PetsSize Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Restaurant

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,357 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$12,586
PMI (est., until 20% equity)$750
Property tax — 2025 actual bill$2,861
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $200,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $200,000
Interest rate7.50%
Loan term

Estimated payment

$16,357/mo

Principal & interest$12,586
PMI (est., until 20% equity)$750
Property taxes (actual bill)$2,861
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.9MedgeAI estimate $2,368,959 · range $2.1M–$2.6M$2.7M

vs edgeAI estimate

−15.6%

$/sqft vs Longboat Key actives

$929 vs $674

Days on market

1 vs 107 typical

Where $929/sqft sits among the 235 Longboat Key actives

109
56
33 · this home
14
4
19
$362–642$642–922$922–1202$1202–1482$1482–1762$1762+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$820K → $948K

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

94 of 235

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 239% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Oct 24, 2026Listed at $1,999,999 · 1 days on market since
2024Built · ST REGIS

Reality check

What actually sold near 1591 GULF OF MEXICO DRIVE UNIT 512

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

775 LONGBOAT CLUB ROAD UNIT 408Sold · May ’26

$2,208,000

775 LONGBOAT CLUB ROAD UNIT 408

3 bd · 3 ba · 2,122 sqft · $1,041/sqft · 7 DOM

775 LONGBOAT CLUB ROAD UNIT 203Sold · Jun ’26

$1,650,000

775 LONGBOAT CLUB ROAD UNIT 203

3 bd · 3 ba · 2,122 sqft · $778/sqft · 215 DOM

548 KETCH LANESold · Jan ’26

$2,200,000

548 KETCH LANE

2 bd · 3 ba · 2,273 sqft · $968/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1591 GULF OF MEXICO DRIVE UNIT 512 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1591 GULF OF MEXICO DRIVE UNIT 512 — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1591 GULF OF MEXICO DRIVE UNIT 512 FAQs

What would the monthly payment be for 1591 GULF OF MEXICO DRIVE UNIT 512?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $16,357/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1591 GULF OF MEXICO DRIVE UNIT 512?+

The most recent tax bill on record (2025) was $34,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1591 GULF OF MEXICO DRIVE UNIT 512?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,999,999, this home is listed about 128% above the Longboat Key median of $877,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1591 GULF OF MEXICO DRIVE UNIT 512?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,999,999 runs 239% above the LONGBOAT KEY 34228 median — but at 2,154 sqft it's also 38% larger than the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Longboat Key market that averages 107 — if it fits, move quickly.

04Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of LEGACY BAY PARTNERS · Frank Golio Jr., PLLC. MLS #A4708530.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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