CENTURY 21 Edge

0 MIDNIGHT PASS ROAD, SARASOTA, FL, 34242

Active3 days on marketListed Oct 7, 2026MLS #A4708547

Waterfront

About this home

0 MIDNIGHT PASS ROAD

PRICED FOR A QUICK SALE This rare and coveted 1-acre flag lot extends down to the Little Sarasota Bay Waterfront in one of the most desirable locales on the sandy barrier island of Siesta Key, across the street from the prestigious Sanderling Club. Imagine a canopied driveway leading to your secluded dream home, with immediate access to all that Siesta Key and the emerald green waters of the Gulf of America and the Intercoastal Waterway have to offer. You will enjoy your personal gateway to endless aquatic adventures, including boating, fishing, kayaking, paddleboarding, and shelling, or just relaxing on the beach. Stroll to your private dock extending approximately 235 feet into the bay waters, capable of docking a boat, jet skis, and kayaks. Walk or cycle 0.3 miles to the limited access Point of Rocks beach, a unique snorkeling and scuba diving spot, at the southern end of the world-renowned Siesta Key Beach, famous for its powdery white sands and calm, crystal clear waters. The Key’s South Village, adjacent to the island’s south bridge to the mainland, is a mere 1/2 mile from your front door. In addition to Siesta Key’s Best Beach Bars, South Village has a shopping area, grocery store, restaurants, fish market, and beach rentals, as well as a Marina, where your recreational boating needs abound. You won’t want to leave your new digs, but there is a lot more to this area. A tropical paradise married to a clean, vibrant city with a historic downtown is a rare combination, but it’s yours, only 7 miles up the coast in Sarasota, making it the epitome of Florida’s Sun Coast Living! In addition to its charming feel, Sarasota boasts a world-class Arts and Entertainment scene, with an array of upscale shops, gourmet restaurants, and vibrant nightlife venues to lure you out of your beach home for a “night on the town.” Indulge in a performance of a classic opera at the internationally acclaimed Sarasota Opera House, or catch a live blues show in a waterfront bar. Come claim your piece of Paradise! DRONE VIDEO ATTACHED TO THE LISTING! ***Also being offered as a Land Home Package! (See Photo #26) Call Al at 856-278-7522 for additional information.

Facts & features

The home at a glance

0.98 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$8,252/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electrical Nearby · Natural Gas Available · Public · Sewer Available · Sewer Nearby · Water Available · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,773 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$688
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,773/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$688
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fiddler Bayou

Drive times from this address

Downtown Tampa≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Fiddler Bayou — neighborhood snapshot

Population

283

Median age

61

Median income

$151,850

Median home value

$2,000,000

Avg household

2

Households w/ children

27%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 196% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $1,200,000 · 3 days on market since

Reality check

What actually sold near 0 MIDNIGHT PASS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5400 OCEAN BOULEVARD UNIT 8-04Sold · Apr ’26

$900,000

5400 OCEAN BOULEVARD UNIT 8-04

1 bd · 1 ba · 928 sqft · $970/sqft · 70 DOM

5400 OCEAN BOULEVARD UNIT 5-3Sold · Oct ’26

$1,295,000

5400 OCEAN BOULEVARD UNIT 5-3

1 bd · 1.5 ba · 928 sqft · $1,395/sqft · 306 DOM

524 BEACH ROAD UNIT ASold · Mar ’26

$800,000

524 BEACH ROAD UNIT A

2 bd · 2 ba · 980 sqft · $816/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 0 MIDNIGHT PASS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 MIDNIGHT PASS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 MIDNIGHT PASS ROAD FAQs

What would the monthly payment be for 0 MIDNIGHT PASS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,773/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 MIDNIGHT PASS ROAD?+

The most recent tax bill on record (2025) was $8,252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $1,200,000, this home is listed about 118% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 MIDNIGHT PASS ROAD?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,200,000 runs 196% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Sarasota market that averages 85 — if it fits, move quickly.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KW COASTAL LIVING III · Allan Nemore. MLS #A4708547.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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