CENTURY 21 Edge
$2,5953 bd2 ba1,260 sqft$2 /sqft≈$179 /mo all-in ↓

2320 COLGATE AVENUE, BRADENTON, FL, 34207

Active0 days on marketListed Oct 10, 2026MLS #A4708609

✦ Priced 98% below the BRADENTON 34207 medianSingle Family ResidenceBAYSHORE GARDENS SEC 9A

About this home

2320 COLGATE AVENUE

BAYSHORE GARDENS BEAUTY! COMPLETELY RENOVATED, MOVE-IN READY, AND LAWN CARE INCLUDED! Welcome home to this beautifully reimagined BRADENTON RENTAL HOME in the established BAYSHORE GARDENS community. Renovated from stem to stern, this home blends established-neighborhood character with a fresh, modern interior. Traverse the threshold into a bright, inviting interior where crisp neutral finishes, recessed lighting, and beautiful wood-look porcelain tile create a clean, cohesive feel. Spacious living and dining areas provide plenty of room to relax and entertain, while a DEDICATED OFFICE/FLEX ROOM offers valuable space for working from home, studying, hobbies, fitness, or whatever your lifestyle requires. The completely renovated kitchen features white cabinetry, granite surfaces, stainless-steel appliances, modern matte-black fixtures and hardware, and abundant natural light. Fresh, functional, and inviting, it is equally suited for a quick weekday meal or entertaining friends and family. The private owner’s retreat provides generous space to unwind and includes its own beautifully updated en-suite bath. Additional rooms offer flexibility for family, guests, or personal space, while the secondary bath continues the renovation with striking marble-look tile and contemporary fixtures. Outside, the Florida lifestyle continues with a LARGE BACKYARD, mature landscaping, covered patio area, ONE-CAR CARPORT, and additional storage. There is plenty of room to entertain, play, garden, or simply enjoy your outdoor space. Better yet, LAWN CARE IS INCLUDED IN THE RENT, allowing you to enjoy the yard without sacrificing your weekends maintaining it. One of the biggest advantages of this BAYSHORE GARDENS RENTAL is the lifestyle found just down the road at the BAYSHORE GARDENS PARK & RECREATION DISTRICT along Sarasota Bay. Qualifying residents can enjoy a waterfront park featuring a JR. OLYMPIC-SIZE SWIMMING POOL, PLAYGROUND, PICNIC PAVILIONS WITH BBQ GRILLS, BALL FIELD, BASKETBALL/PICKLEBALL COURTS, AND FISHING PIER WITH CLEANING STATION. The community also offers a recreation hall/community center, marina, private boat ramp, boat slips, and small-boat storage. RENTERS CAN QUALIFY FOR RESIDENT ACCESS AND RESIDENT RATES WITH REQUIRED PROOF OF RESIDENCY, with certain amenities requiring separate contracts, FOBs, availability, and additional fees. For the boater, kayaker, paddleboarder, or fisherman, that SARASOTA BAY ACCESS is an especially unique perk, with marina amenities including a private boat ramp, boat slips, small-boat storage, fishing access, and cleaning facilities. And then there is the location. This LONG-TERM RENTAL IN BRADENTON, FLORIDA places you conveniently near IMG ACADEMY, STATE COLLEGE OF FLORIDA, SARASOTA-BRADENTON INTERNATIONAL AIRPORT, downtown Bradenton, downtown Sarasota, shopping, dining, medical services, boating, and the world-renowned beaches of Florida’s Gulf Coast. Whether relocating to the Bradenton/Sarasota area, searching for a beautifully renovated long-term rental, working from home and needing flexible space, or simply looking for modern finishes, a substantial yard, and waterfront-community amenities, this one deserves your attention. PACK YOUR BAGS, BRING YOUR FURNITURE, AND COME MAKE THIS BAYSHORE GARDENS BEAUTY YOUR NEXT HOME!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,260

Sqft

0.17 ac

Lot size

1959

Year built

One

Levels

$2

Per sqft

City & Trees/Woods viewPets allowed

Inside

FlooringPorcelain Tile · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Laundry Room · Outside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ViewCity · Trees/Woods
ParkingCovered · Driveway · Parking Pad · Tandem
ExteriorAwning(s) · Private Mailbox · Private Yard · Smart Lock(s) · Storage

Community & fees

PetsDogs OK, Number Limit, Pet Deposit, Yes
CommunityBay/Harbor Front · Fishing · Intracoastal Waterway · Private Boat Ramp · Water Access · Waterfront · BBQ Area · Clubhouse · Golf Carts OK · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $91Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $91
Interest rate6.00%
Loan term

Estimated payment

$179/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bay Shore Gardens

Drive times from this address

Downtown Tampa≈ 59 min
Tampa Int’l Airport (TPA)≈ 62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Bay Shore Gardens — neighborhood snapshot

Population

5,999

Median age

56

Median income

$58,694

Median home value

$203,738

Avg household

2

Households w/ children

373

For the school run

Manatee County School District

ElementaryBayshore Elementary School★★★★★
HighBayshore High School★★★★★
MiddleElecta Lee Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the BRADENTON 34207 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 10, 2026Listed at $2,595 · 0 days on market since
1959Built · BAYSHORE GARDENS SEC 9A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2320 COLGATE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2320 COLGATE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2320 COLGATE AVENUE FAQs

What would the monthly payment be for 2320 COLGATE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2320 COLGATE AVENUE?+

The listing reports pets: Dogs OK, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $2,595, this home is listed about 99% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2320 COLGATE AVENUE?+

Bayshore Elementary School (elementary), Bayshore High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34207 market on paper

$2,595 is 98% below the BRADENTON 34207 median of $129,000, and at $2/sqft it sits under the Bradenton average of $271.

02City & Trees/Woods views

The city and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Bradenton market that averages 75 — if it fits, move quickly.

Listing courtesy of KW SUNCOAST · Matthew Sharp, Pa. MLS #A4708609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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