CENTURY 21 Edge
$275,000≈$2,277 /mo all-in ↓

BONEFISH AVENUE, KEY LARGO, FL, 33037

Active17 days on marketListed Oct 8, 2026MLS #A4708822

LARGO SOUND PARK

About this home

BONEFISH AVENUE

A VACANT LOT IN KEY LARGO IN MONROE COUNTY!!!

Facts & features

The home at a glance

0.12 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$1,289/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,277 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$107
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate7.50%
Loan term

Estimated payment

$2,277/mo

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$107
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Largo Sound Park

Get to know Key Largo. See the full Key Largo guide →

Largo Sound Park — neighborhood snapshot

Population

550

Median age

49

Median income

$69,117

Median home value

$578,000

Avg household

3

Households w/ children

82%

For the school run

Monroe County School District

HighCoral Shores High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Key Largo market

Seller’s marketSeller’s market — 1.5 months of inventoryBuyer’s market

$1.1M → $853K

Key Largo median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the KEY LARGO 33037 median. See the full Key Largo market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $275,000 · 17 days on market since

Reality check

What actually sold near BONEFISH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

218 LIGNUMVITAE DRIVESold · Jun ’26

$559,000

218 LIGNUMVITAE DRIVE

2 bd · 1 ba · 864 sqft · $647/sqft · 96 DOM

278 KING AVENUESold · Dec ’25

$565,000

278 KING AVENUE

4 bd · 2 ba · 1,632 sqft · $346/sqft · 70 DOM

417 3RD STREETSold · Jul ’26

$990,000

417 3RD STREET

3 bd · 2 ba · 2,635 sqft · $376/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about BONEFISH AVENUE — start here.

CallText
john@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for BONEFISH AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

BONEFISH AVENUE FAQs

What would the monthly payment be for BONEFISH AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,277/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on BONEFISH AVENUE?+

The most recent tax bill on record (2025) was $1,289. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at BONEFISH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Key Largo?+

At $275,000, this home is listed about 38% above the Key Largo median of $199,900. The market section on this page shows how the area is trending.

Which schools are assigned to BONEFISH AVENUE?+

Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Sean Seward, PA. MLS #A4708822.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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