5520 FAIR OAKS STREET, BRADENTON, FL, 34203
Active13 days on marketListed Oct 12, 2026MLS #A4708882
About this home
5520 FAIR OAKS STREET
Virtually Staged. Move right into this fantastic, fully updated 2 bedroom, 2 bath condo in Plantation Gardens at Tara! This desirable first-floor end unit features a one-car garage, offering added convenience and privacy. Enjoy maintenance-free Florida living with the added convenience of a one car garage and a private screened-in lanai overlooking the lush Florida landscape. Backing up to a wooded, private preserve, this condo offers a peaceful, private setting with a natural backdrop to enjoy year-round. The light and bright kitchen features an abundance of cabinetry and plenty of storage. The spacious primary suite offers an en-suite bath with a walk in shower, while the guest bedroom, second full bath, and convenient laundry closet provide plenty of room for family and guests. Plantation Gardens also features its own private community pool, perfect for relaxing and enjoying the Florida sunshine. This property includes a Class B Social Membership at Tara Golf & Country Club, providing access to a wonderful array of amenities, including clubhouse dining, the fitness center, tennis and pickleball courts, a heated swimming pool, jacuzzi, steam room, and a variety of social activities and events. Golf is available to social members on a space-available basis. Tara Master Association includes cable TV/internet service and maintenance of the community's common areas. One small pet is permitted. Ideally located close to I-75, airports, shopping, dining, and some of the best beaches on Florida's Gulf Coast, this condo offers an excellent opportunity to enjoy comfortable, carefree living in a vibrant, amenity-rich community!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,004
Sqft
2.2 ac
Lot size
1
Garage
1994
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,434 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,434/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.4%
$/sqft vs Bradenton actives
$214 vs $230
Days on market
13 vs 63 typical
Where $214/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tara
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Tara — neighborhood snapshot
Population
3,596
Median age
66
Median income
$80,630
Median home value
$346,151
Avg household
2
Households w/ children
156
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
170 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5520 FAIR OAKS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$160,000
5433 FAIR OAKS STREET UNIT 5433 · same community
2 bd · 2 ba · 1,004 sqft · $159/sqft · 112 DOM
Sold · Feb ’26$185,000
5507 FAIR OAKS STREET UNIT 3-c · same community
3 bd · 2 ba · 1,208 sqft · $153/sqft · 54 DOM
Sold · Jun ’26$209,900
5442 FAIR OAKS STREET UNIT 12C · same community
3 bd · 2 ba · 1,208 sqft · $174/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5520 FAIR OAKS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5520 FAIR OAKS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5520 FAIR OAKS STREET FAQs
What would the monthly payment be for 5520 FAIR OAKS STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,434/mo — principal and interest, the actual property-tax bill, the $505/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5520 FAIR OAKS STREET?+
The association fee works out to $505 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5520 FAIR OAKS STREET?+
The most recent tax bill on record (2025) was $2,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5520 FAIR OAKS STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $215,000, this home is listed about 45% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5520 FAIR OAKS STREET?+
Braden River High School (high), Tara Elementary School (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34203 market on paper
$215,000 is 21% below the BRADENTON 34203 median of $272,450, and at $214/sqft it sits under the Bradenton average of $272.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $505/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Braden River High School, Tara Elementary School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Marla Dobbs. MLS #A4708882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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