2904 OAK LANE, BRADENTON, FL, 34209
Active28 days on marketListed Oct 11, 2026MLS #A4709102
About this home
2904 OAK LANE
Come make paradise your home! Check out this rarely available villa located in Forty Three West Oaks! 2BR/2BA with a 1 car garage. End unit with lots of natural light. Two courtyards one by the front door and another off the back of the house making the perfect set up to enjoy Florida's wonderful weather! Updated guest bathroom with new flooring. Wide open dining room/living room combo that opens into the enclosed lanai. Large primary bedroom with a walk-in closet. New AC unit installed in 2021. Forty Three West Oaks is an active community with a pool, clubhouse, shuffleboard, and tennis courts. Fantastic location about a 15 minute ride to the gorgeous Gulf beaches on Anna Maria Island, close to Cortez Road which offers plenty of shopping and restaurants, and a short commute to Sarasota.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,573
Sqft
0.1 ac
Lot size
1
Garage
1986
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,504 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs Bradenton actives
$149 vs $235
Days on market
28 vs 56 typical
Where $149/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,224
Median age
58.7
Median income
$81,728
Median home value
$390,700
Avg household
2.17
Households w/ children
2,297
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $411K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
180 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 2904 OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$245,000
2911 PARK LAKE DRIVE · same community
2 bd · 2 ba · 1,127 sqft · $217/sqft · 12 DOM
Sold · Mar ’26$210,000
4308 PARK LAKE TERRACE S UNIT 7 · same community
2 bd · 2 ba · 1,100 sqft · $191/sqft · 174 DOM
Sold · Mar ’26$298,500
4408 PARK LAKE TERRACE S UNIT 4408 · same community
2 bd · 2 ba · 1,100 sqft · $271/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2904 OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2904 OAK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2904 OAK LANE FAQs
What would the monthly payment be for 2904 OAK LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,504/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2904 OAK LANE?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2904 OAK LANE?+
The most recent tax bill on record (2025) was $1,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2904 OAK LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $235,000, this home is listed about 39% below the Bradenton median of $386,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2904 OAK LANE?+
W. D. Sugg Middle School (middle), Manatee High School (high), Palma Sola Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Lisa Grassi. MLS #A4709102.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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