7492 MONONGAHELA AVENUE, KEYSTONE HEIGHTS, FL, 32656
Active3 days on marketListed Oct 9, 2026MLS #A4709106
About this home
7492 MONONGAHELA AVENUE
Located in Keystone Heights, this 3-bedroom, 2-bath home features a split-bedroom floor plan with cathedral ceilings in the living room, a formal dining area, and an eat-in kitchen with stainless steel appliances and a breakfast bar. The primary bedroom features a tray ceiling and an adjoining bathroom with dual vanities, a soaking tub, and a separate walk-in shower. Additional features include tile and carpet flooring, a spacious laundry room, and an attached garage that has been partitioned to include a workout area. French doors lead to a large fenced backyard. The home is set back from the paved road with a concrete driveway, landscaped front yard, and covered front porch. Conveniently located near Keystone Heights schools, shopping, and dining.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,581
Sqft
1.13 ac
Lot size
2006
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,242 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,242/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.8%
$/sqft vs Keystone Heights actives
$190 vs $167
Days on market
3 vs 87 typical
Where $190/sqft sits among the 33 Keystone Heights actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Keystone Heights market
$300K → $295K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
15 of 33
Keystone Heights actives have cut their price
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 7492 MONONGAHELA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$265,000
5670 ACADIA STREET
3 bd · 2 ba · 1,512 sqft · $175/sqft · 39 DOM
Sold · Apr ’26$339,450
5497 LAREDO STREET
3 bd · 2 ba · 1,410 sqft · $241/sqft · 20 DOM
Sold · Oct ’25$330,000
5687 SILVER SANDS CIRCLE
3 bd · 2 ba · 1,333 sqft · $248/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7492 MONONGAHELA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7492 MONONGAHELA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7492 MONONGAHELA AVENUE FAQs
What would the monthly payment be for 7492 MONONGAHELA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7492 MONONGAHELA AVENUE?+
The most recent tax bill on record (2025) was $2,194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $300,000, this home is listed about 7% above the Keystone Heights median of $279,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7492 MONONGAHELA AVENUE?+
Keystone Heights Elementary (elementary), Keystone Heights Junior/Senior High (high) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Troy Funk. MLS #A4709106.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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