CENTURY 21 Edge
$1,050,0005 bd3.5 ba3,011 sqft$349 /sqft≈$7,069 /mo all-in ↓

5420 SW COUNTY ROAD 769, ARCADIA, FL, 34269

Active4 days on marketListed Oct 9, 2026MLS #A4709116

Private poolSingle Family ResidenceHILDA JOHNSON

About this home

5420 SW COUNTY ROAD 769

Virtually Staged. Southern charm, country sunsets and poolside living—your Florida Gated Estate awaits! Bring your Car Collection, RV, Boats, golf carts and outdoor toys to this Gated Arcadia Retreat on 7 acres with open pasture and a peaceful pond. A five-bedroom pool home, detached workshop with guest quarters and five total garage spaces give you room to live, entertain and pursue your passions—all within convenient reach of Port Charlotte. Built with insulated concrete forms (ICF), the main home welcomes you with high ceilings, sunlit living spaces and a thoughtful split-bedroom layout. Eight-foot sliders frame the pool and enclosed lanai, inviting relaxed afternoons and indoor-outdoor entertaining. The kitchen brings everyone together with quartz countertops, stainless-steel appliances, a breakfast nook and bar seating, while multiple living and dining areas offer space for gatherings large and small. Unwind in the privately positioned primary suite, featuring oversized windows, generous closet space and a beautifully appointed bath with a new freestanding tub, double vanity and stacked-stone accents. Oversized bedrooms offer walk-in closets and easy-care luxury vinyl plank flooring. Just off the kitchen, there's a large pantry closet and separate laundry room including a convenient half bath accessible from the attached three-car garage and outdoors. The detached 24-by-48-foot workshop/garage building with separate guest quarters opens up possibilities for visiting guests, extended family, hobbies and projects. Metal roofs on both buildings and abundant storage complement the property's practical appeal. Extensive improvements include 2025 hurricane-impact doors, windows and sliders; new garage doors; a new pool heater and pump; and a new water heater. A whole-house generator, new HVAC, and water filtration and reverse-osmosis system were added in 2024. Additional enhancements include remote-controlled lanai hurricane shades, a new concrete driveway and electronic privacy gate, new siding, gutters, soffits and fascia. An artesian well, 1000-gallon propane tank and CELEC system with a 2024 Powerlink correction system round out the features. Picture morning coffee on the Southern-inspired porch, afternoons by the pool and evenings watching sunsets over the countryside. Agricultural zoning, pasture and a pond offer possibilities for horses, livestock and your own country-living vision, subject to applicable local requirements. Explore outdoor and equestrian recreation at nearby Peace River State Forest, enjoy nearby marina access for fishing and boating, or take a short drive to Charlotte Harbor. With convenient access to Kings Highway, I-75, shopping, dining and everyday essentials, you can enjoy a country retreat without feeling disconnected. This one-of-a-kind property is a must-see, combining tranquility, strength, and energy efficiency! Come discover the space and freedom to make it your own!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,011

Sqft

7 ac

Lot size

5

Garage

2002

Year built

One

Levels

$349

Per sqft

Private poolPark/Greenbelt & Trees/Woods view

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Dryer · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer · Whole House R.O. System
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingPropane

Outside & construction

RoofMetal
ConstructionConcrete · HardiPlank Type · ICFs (Insulated Concrete Forms)
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesWest
ParkingBath In Garage · Boat · Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Oversized · Parking Pad · RV Parking · Workshop in Garage
ExteriorLighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$10,197/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,069 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$850
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,000
Interest rate6.00%
Loan term

Estimated payment

$7,069/mo

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property taxes (actual bill)$850
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Arcadia actives

$349 vs $222

Days on market

4 vs 87 typical

Where $349/sqft sits among the 125 Arcadia actives

50
39
10 · this home
7
11
8
$110–206$206–302$302–398$398–494$494–590$590+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34269 — neighborhood snapshot

Population

5,111

Median age

62.7

Median income

$54,792

Median home value

$188,800

Avg household

2.16

Households w/ children

347

For the school run

DeSoto County School District

ElementaryNocatee Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$260K → $260K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

55 of 125

Arcadia actives have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the ARCADIA 34269 median. See the full Arcadia market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $1,050,000 · 4 days on market since
2002Built · HILDA JOHNSON

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5420 SW COUNTY ROAD 769 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5420 SW COUNTY ROAD 769 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5420 SW COUNTY ROAD 769 FAQs

What would the monthly payment be for 5420 SW COUNTY ROAD 769?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,069/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5420 SW COUNTY ROAD 769?+

The most recent tax bill on record (2025) was $10,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $1,050,000, this home is listed about 223% above the Arcadia median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5420 SW COUNTY ROAD 769?+

Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,050,000 runs 200% above the ARCADIA 34269 median — but at 3,011 sqft it's also nearly twice the size of the typical Arcadia listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Arcadia market that averages 87 — if it fits, move quickly.

Listing courtesy of PREFERRED SHORE LLC · Peter Lasalle. MLS #A4709116.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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