CENTURY 21 Edge
$1,750,0004 bd2,488 sqft$703 /sqft≈$12,541 /mo all-in ↓

7406 MARINA DRIVE UNIT A and B, HOLMES BEACH, FL, 34217

Active20 days on marketListed Oct 18, 2026MLS #A4709127

DuplexBAY PALMS ADD

About this home

7406 MARINA DRIVE UNIT A and B

Turnkey Coastal Duplex | Holmes Beach, Anna Maria Island A Rare Island Opportunity | Weekly Rental Potential Discover the charm of island living with this fully furnished duplex in the heart of Holmes Beach on beautiful Anna Maria Island. Just a short stroll from the beach, this versatile property offers an exceptional opportunity to enjoy the coastal lifestyle while exploring its rental potential. Featuring two separate residences with private entrances, the property offers a flexible layout ideal for an investment property, a vacation retreat, or a combination of personal use and rental income. Apartment A features 2B/2B, an open-concept living area overlooking canal, kitchen and dining space, Florida room, screened-in lanai, laundry, and a two-car garage. Previously owner-occupied, this unit is new to the short-term rental market. Apartment B offers 2B/1B, a kitchen, living and dining area, porch overlooking canal, laundry, and a private upstairs entrance located along the side of the garage. This unit has been operating as a short-term rental for a few years. Zoned R2 for weekly rentals, as stated in the property information, this furnished duplex presents an appealing opportunity for buyers seeking flexibility, rental potential, or the chance to create their own island getaway. The property also offers canal water views of Bimini Bay, with community boat slips available for lease through the City of Holmes Beach in the nearby T-end canals off Marina Drive between 72nd and 77th Streets. Boat slips are listed as available for $600 a year and can accommodate boats up to 23 feet. Enjoy the convenience of the free island trolley just steps away, making it easy to explore the island’s beaches, dining, shopping, and laid-back coastal atmosphere. Situated on a 8,792-square-foot lot, this property also offers the opportunity to renovate the existing duplex to suit your vision or explore the possibility of building your dream island home. Whether you envision a coastal investment, a personal vacation escape, or a property that combines both, this Holmes Beach duplex offers a rare opportunity to embrace the Anna Maria Island lifestyle.

Facts & features

The home at a glance

4

Bedrooms

2,488

Sqft

0.2 ac

Lot size

2

Garage

1961

Year built

Two

Levels

$703

Per sqft

Water viewTurnkeyPets allowed

Inside

FlooringLaminate · Terrazzo
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Ice Maker · Range Hood · Refrigerator · Washer
InteriorCarbon Mono/Detector · Ceiling Fan(s) · Eating Space In Kitchen · Laminate Counters · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Smart Thermostat · Solid Wood Cabinets · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Inside · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewWater
ParkingBath In Garage · Garage Door Opener · Guest · Off Street · Workshop in Garage
ExteriorNone

Community & fees

Taxes (2025)$8,541/yr
PetsYes
CommunityCanal Front · Dock

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,541 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$11,013
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$712
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $175,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $175,000
Interest rate7.50%
Loan term

Estimated payment

$12,541/mo

Principal & interest$11,013
PMI (est., until 20% equity)$656
Property taxes (actual bill)$712
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BAY PALMS ADD

$703 vs $882

Days on market

20 vs 72 typical

Where $703/sqft sits among the 11 homes for sale in BAY PALMS ADD

3 · this home
2
3
1
0
2
$660–763$763–866$866–970$970–1073$1073–1176$1176+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holmes Beach

Drive times from this address

Downtown Tampa≈ 72 min
Tampa Int’l Airport (TPA)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,676

Median age

69.4

Median income

$80,972

Median home value

$657,400

Avg household

1.71

Households w/ children

118

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$826K → $862K

Holmes Beach median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

3 of 11

BAY PALMS ADD have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the Holmes Beach median. See the full Holmes Beach market guide →

Paper trail

This home's history

Oct 18, 2026Listed at $1,750,000 · 20 days on market since
1961Built · BAY PALMS ADD

Reality check

What actually sold near 7406 MARINA DRIVE UNIT A and B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

504 71ST STREETSold · Mar ’26

$1,325,000

504 71ST STREET · same community

4 bd · 2.5 ba · 2,472 sqft · $536/sqft · 678 DOM

302 72ND STREET UNIT ASold · Jul ’26

$1,611,000

302 72ND STREET UNIT A · same community

4 bd · 4.5 ba · 2,516 sqft · $640/sqft · 0 DOM

523 69TH STREETSold · Apr ’26

$2,625,000

523 69TH STREET · same community

3 bd · 3 ba · 2,409 sqft · $1,090/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7406 MARINA DRIVE UNIT A and B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7406 MARINA DRIVE UNIT A and B — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7406 MARINA DRIVE UNIT A and B FAQs

What would the monthly payment be for 7406 MARINA DRIVE UNIT A and B?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $12,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7406 MARINA DRIVE UNIT A and B?+

The most recent tax bill on record (2025) was $8,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7406 MARINA DRIVE UNIT A and B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $1,750,000, this home is listed about 46% above the Holmes Beach median of $1,197,500. The market section on this page shows how the area is trending.

Which schools are assigned to 7406 MARINA DRIVE UNIT A and B?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,750,000 runs 46% above the Holmes Beach median — but at 2,488 sqft it's also 66% larger than the typical Holmes Beach listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Andrew Vac. MLS #A4709127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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