15410 DERNA TERRACE, BRADENTON, FL, 34211
Active14 days on marketListed Oct 24, 2026MLS #A4709140
About this home
15410 DERNA TERRACE
GOLF DEEDED | UNOBSTRUCTED LAKE & GOLF COURSE VIEWS | SOUTHWESTERN SUNSETS! Experience the meaning of LOCATION, LOCATION, LOCATION! This 3,025 s.f. Pallazio in Esplanade at Azario Lakewood Ranch captures sweeping, unobstructed lake & 16th-hole golf views from the community's original model row. This premium homesite offers privacy, no adjacent cart path & breathtaking southwestern sunsets. Featuring 3 bedrooms, flex room & 3 full baths, this sought-after floor plan blends refined interiors with indoor-outdoor living. 10' ceilings, 8' doors, tray ceilings in the foyer, great room & primary suite, crown molding, designer lighting & fans highlight the architectural details. Mohawk RevWood laminate flooring flows through the main living areas & primary suite. The gourmet kitchen features 42" wood cabinetry with soft-close doors & drawers, pull-out shelving, custom pantry, quartz countertops, 32" single-bowl apron-front sink, spacious island with storage on both sides, Frigidaire Professional cooktop & refrigerator, plus built-in GE wall oven & microwave. The casual dining area offers extended cabinetry with glass-front doors & built-in wine rack. Pocketing sliding glass doors connect the great room to a 540 s.f. screened lanai overlooking spectacular lake & golf views. The wraparound outdoor kitchen features granite countertops, bar-height seating, grill, refrigerator & sink, complemented by brick pavers. Beyond the lanai, this lot has room to create your own outdoor sanctuary: lush tropical gardens, a tranquil water feature or custom pool & spa, all against the remarkable waterfront & golf backdrop. DREAMING OF A PRIVATE POOL? Explore the professionally designed conceptual pool rendering provided in attachments, illustrating the possibilities. Rendering for illustrative purposes only; subject to applicable approvals. The impressive 17' x 20' primary suite features a bay window framing lake views, custom closet system & spa-inspired bath with dual quartz vanities, integrated drop-down makeup vanity, travertine flooring & oversized frameless shower with floor-to-ceiling porcelain tile. The four-head system includes dual shower heads, rainfall shower head & adjustable handheld shower on a slide bar. Both guest bathrooms feature 24" x 24" Italian tile flooring & shower tile extending to the ceiling. Additional features include plantation shutters, impact glass windows, slide-and-lock storm shutters & MagnaTrack Defender motorized storm screens on the lanai. Enjoy whole-house water filtration & softener, gutters, mature custom landscaping, security system with cameras & sensors, laundry cabinetry, valet drop zone & Maytag appliances. The Pallazio's already generous garage design is further enhanced by an additional 4' depth extension, epoxy flooring & two overhead storage racks. GOLF DEEDED OWNERSHIP INCLUDES GOLF & COMMUNITY AMENITIES! Enjoy Esplanade at Azario's 18-hole championship course, resort-style pool, Bahama Bar, health & wellness center, spa services, fitness & aquatic classes, five dining venues, 15,000 s.f. Culinary Center & active social calendar. Experience resort-style Lakewood Ranch living where every day feels like a getaway. An extraordinary homesite. An exceptional golf-deeded lifestyle. Your opportunity awaits.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,025
Sqft
0.21 ac
Lot size
2
Garage
2020
Year built
One
Levels
$545
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,948 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,948/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs Bradenton actives
$545 vs $232
Days on market
14 vs 56 typical
Where $545/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
24,980
Median age
47.6
Median income
$119,911
Median home value
$654,600
Avg household
2.59
Households w/ children
2,261
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $425K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
169 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 313% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 15410 DERNA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,140,000
15515 DERNA TERRACE · same community
3 bd · 3 ba · 3,022 sqft · $377/sqft · 0 DOM
Sold · Aug ’26$1,050,000
15415 DERNA TERRACE · same community
3 bd · 3 ba · 3,071 sqft · $342/sqft · 542 DOM
Sold · Jul ’26$1,750,000
3984 SANTA CATERINA BOULEVARD · same community
3 bd · 3 ba · 3,101 sqft · $564/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 15410 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15410 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15410 DERNA TERRACE FAQs
What would the monthly payment be for 15410 DERNA TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $12,948/mo — principal and interest, the actual property-tax bill, the $762/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15410 DERNA TERRACE?+
The association fee works out to $762 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15410 DERNA TERRACE?+
The most recent tax bill on record (2025) was $12,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15410 DERNA TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,650,000, this home is listed about 327% above the Bradenton median of $386,700. The market section on this page shows how the area is trending.
Which schools are assigned to 15410 DERNA TERRACE?+
Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,650,000 runs 313% above the BRADENTON 34211 median — but at 3,025 sqft it's also nearly twice the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $762/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ROGUE REALTY · Danielle Adams. MLS #A4709140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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