2208 78TH STREET W, BRADENTON, FL, 34209
Active27 days on marketListed Oct 12, 2026MLS #A4709204
About this home
2208 78TH STREET W
**PRICE IMPROVEMENT**Imagine owning your own slice of Florida paradise, where tropical charm meets endless possibilities! Welcome to this beautiful West Bradenton home, a spacious 4-bedroom, 3-bath home offering approximately 2,640 square feet of inviting living space. Whether you're searching for your Florida dream home, a seasonal escape, or an investment opportunity, this property is something special! Currently operating as an **ACTIVE VACATION RENTAL WITH RENTAL INCOME HISTORY**, this home presents an exciting opportunity for investors looking to explore an established rental business. Inside, you'll find bright, open living spaces, a welcoming kitchen with quartz countertops and breakfast bar, and a versatile floor plan featuring separate living quarters with a kitchenette and private entrance, perfect for guests or extended family. Step outside into your own tropical oasis, where mature landscaping, charming crushed-shell accents, and a spacious screened porch create the perfect setting to relax and unwind. Enjoy the **above-ground spool with cover**, ideal for soaking away the day after exploring the nearby beaches of Anna Maria Island! Enjoy added peace of mind with a **NEW ROOF (2023), A/C (2025), NEW FENCING (2023 & 2025), REINFORCED PORCH SCREENS AND SOFFIT IMPROVEMENTS (2024), AND FRESHLY PAINTED PORCH (2026).** Just minutes from beautiful beaches, shopping, and dining, this home captures the laid-back lifestyle Southwest Florida is known for. **FURNISHINGS MAY CONVEY WITH AN ACCEPTABLE CONTRACT!** Whether you're dreaming of living the Florida lifestyle or investing in it, this is an opportunity worth exploring. Schedule your private showing and see where your next chapter could begin!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,640
Sqft
0.18 ac
Lot size
2
Garage
1980
Year built
Two
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,784 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,784/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Bradenton actives
$282 vs $234
Days on market
27 vs 56 typical
Where $282/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Sola Bay Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Bay Estates — neighborhood snapshot
Population
162
Median age
62
Median income
$120,000
Median home value
$529,000
Avg household
2
Households w/ children
9%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $411K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
176 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 2208 78TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$685,000
2208 79TH STREET W · same community
3 bd · 3.5 ba · 2,574 sqft · $266/sqft · 172 DOM
Sold · Apr ’26$630,000
8004 22ND AVENUE W · same community
3 bd · 2 ba · 1,936 sqft · $325/sqft · 33 DOM
Sold · Jul ’26$610,000
7516 22ND AVENUE W · same community
4 bd · 2 ba · 1,543 sqft · $395/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2208 78TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2208 78TH STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2208 78TH STREET W FAQs
What would the monthly payment be for 2208 78TH STREET W?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,784/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2208 78TH STREET W?+
The most recent tax bill on record (2025) was $7,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2208 78TH STREET W?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $744,000, this home is listed about 92% above the Bradenton median of $386,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2208 78TH STREET W?+
Martha B. King Middle School (middle), Palma Sola Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Christine Claxton. MLS #A4709204.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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