CENTURY 21 Edge
$1,695,0002 bd2 ba1,316 sqft$1,288 /sqft≈$13,827 /mo all-in ↓

420 BEACH ROAD UNIT 507, SARASOTA, FL, 34242

Active27 days on marketListed Oct 11, 2026MLS #A4709206

Fully furnishedCondominiumSIESTA GULF VIEW

About this home

420 BEACH ROAD UNIT 507

Siesta Key Beach paradise! Wake up to Gulf breezes and end each day with a sunset on the beach from this direct beachfront condo at Siesta Gulf View. This fifth floor center unit 2-bedroom, 2-bath residence offers a full west-facing panorama of Siesta Beach and the Gulf from its expansive 31-foot screened balcony, accessible from the living room, kitchen, and primary suite. This beautifully updated unit with open floor plan, newly installed 2026 air conditioner with coastal coil, reverse osmosis both refrigerator water/ice, full granite counter tops, all stainless steel appliances, shaker cabinets throughout and beach decor with Restoration hardware custom leather sectional. Primary bedroom has his/her walk in closets and built-in linen closet. This income producing TURNKEY FURNISHED with Recent community updates give peace of mind: milestone inspections complete, all cast iron plumbing replaced in 2024, and new clubhouse roof and landscaping., with no special assessments. Siesta Gulf View is a sought-after, gated, 59-unit community offering private boardwalk access to the quartz sands of Siesta Key Beach, plus resort-style amenities: a 25’x40’ heated pool, tennis and pickleball courts, fitness room, grilling areas, and clubhouse. Assigned under-building parking, ample guest parking, first-floor storage, and an on-site management office add convenience. Best of all, you’re just blocks from vibrant Siesta Key Village: restaurants, shops, and live music are a short stroll away. Whether you’re seeking a vacation retreat, investment property (one-month minimum rentals allowed up to 12 times/year), or full-time Gulf-front living, this condo delivers the ultimate Beach resort living this is a MUST SEE! Land, Site, and Tax Information

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,316

Sqft

2.85 ac

Lot size

1980

Year built

Three Or More

Levels

$1,288

Per sqft

FurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationBlock · Concrete Perimeter
FacesWest
ExteriorOutdoor Grill · Storage

Community & fees

HOA fee$1,299/mo
Taxes (2025)$12,787/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Waterfront · BBQ Area · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,827 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$10,667
PMI (est., until 20% equity)$636
Property tax — 2025 actual bill$1,066
Condo fee — from the listing$1,299
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $169,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $169,500
Interest rate7.50%
Loan term

Estimated payment

$13,827/mo

Principal & interest$10,667
PMI (est., until 20% equity)$636
Property taxes (actual bill)$1,066
HOA / condo fee$1,299
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$760KedgeAI estimate $879,131 · range $791K–$967K$1.8M

vs edgeAI estimate

+92.8%

$/sqft vs Sarasota actives

$1,288 vs $307

Days on market

27 vs 66 typical

Where $1,288/sqft sits among the 400 Sarasota actives

242
66
31
24
7
30 · this home
$156–349$349–542$542–735$735–928$928–1120$1120+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota Beach

Drive times from this address

Downtown Tampa≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Sarasota Beach — neighborhood snapshot

Population

1,619

Median age

68

Median income

$118,409

Median home value

$1,237,714

Avg household

2

Households w/ children

87%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

171 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 253% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 11, 2026Listed at $1,695,000 · 27 days on market since
1980Built · SIESTA GULF VIEW

Reality check

What actually sold near 420 BEACH ROAD UNIT 507

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

420 BEACH ROAD UNIT 203Sold · Sep ’26

$1,100,000

420 BEACH ROAD UNIT 203 · same community

2 bd · 2 ba · 1,316 sqft · $836/sqft · 548 DOM

420 BEACH ROAD UNIT 502Sold · Aug ’26

$1,695,000

420 BEACH ROAD UNIT 502 · same community

2 bd · 2 ba · 1,316 sqft · $1,288/sqft · 0 DOM

5920 MIDNIGHT PASS ROAD UNIT 704Sold · Jul ’26

$1,300,000

5920 MIDNIGHT PASS ROAD UNIT 704

2 bd · 2 ba · 1,334 sqft · $975/sqft · 144 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 420 BEACH ROAD UNIT 507 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 420 BEACH ROAD UNIT 507 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

420 BEACH ROAD UNIT 507 FAQs

What would the monthly payment be for 420 BEACH ROAD UNIT 507?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $13,827/mo — principal and interest, the actual property-tax bill, the $1,299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 420 BEACH ROAD UNIT 507?+

The association fee works out to $1,299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 420 BEACH ROAD UNIT 507?+

The most recent tax bill on record (2025) was $12,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 420 BEACH ROAD UNIT 507?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,695,000, this home is listed about 205% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 420 BEACH ROAD UNIT 507?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,695,000 runs 253% above the SARASOTA 34242 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Know the monthly fee

The association fee is $1,299/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of WENDY E DOBREFF LICENSED REAL ESTATE BROKER · Jami Chechel. MLS #A4709206.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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