CENTURY 21 Edge
$439,0004 bd2.5 ba2,444 sqft$180 /sqft≈$3,731 /mo all-in ↓

4119 MORELAND DRIVE, VALRICO, FL, 33596

Active7 days on marketListed Oct 17, 2026MLS #A4709290

Private poolSingle Family ResidenceBLOOMINGDALE SEC R UNIT 3

About this home

4119 MORELAND DRIVE

Welcome home to this nicely updated, two-story pool home offering 4 bedrooms, 2.5 bathrooms, and an oversized two-car garage! Thoughtfully designed with a desirable first-floor primary suite, soaring ceilings, and plenty of storage, this home combines comfort, convenience, and functionality. Enjoy Florida living at its best with a screened-in pool and direct pool access from the primary bedroom—the perfect spot to start your morning or unwind at the end of the day. The fenced backyard offers added privacy and space to enjoy the outdoors. The home features an eat-in kitchen plus a separate dining room, providing plenty of options for everyday meals and entertaining. The kitchen boasts newer appliances, including a Bosch dishwasher and a top-of-the-line Whirlpool refrigerator. Two kitchen pantries, under-stair storage, and additional storage throughout help keep everything organized. An inside laundry room with washer and dryer included adds even more convenience. Major updates provide added peace of mind, including: Roof replaced in 2019 HVAC replaced in 2020 Pool equipment updated in 2024, including the filter, electrical components, pump, and shutoff Garage door opener replaced and app-controlled for convenient access for deliveries and guests Additional features include a Ring doorbell and two security cameras, all included with the home. Enjoy the added benefit of NO CDD fees and an optional HOA of just $35 per year! With its spacious layout, first-floor primary suite, inviting pool area, extensive storage,(outdoor shed as well) and numerous updates, this home is a wonderful opportunity to enjoy the Florida lifestyle with comfort and convenience. Schedule your showing and come see all this home has to offer!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,444

Sqft

0.16 ac

Lot size

1988

Year built

Two

Levels

$180

Per sqft

Private poolPets allowed

Inside

FlooringBamboo · Carpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesSoutheast
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$4,353/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,731 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,014
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$363
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate7.50%
Loan term

Estimated payment

$3,731/mo

Principal & interest$3,014
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$363
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$421KedgeAI estimate $492,054 · range $445K–$530K$551K

vs edgeAI estimate

−10.8%

$/sqft vs Valrico actives

$180 vs $215

Days on market

7 vs 46 typical

Where $180/sqft sits among the 197 Valrico actives

26
34 · this home
45
46
26
20
$149–171$171–194$194–216$216–238$238–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Drive times from this address

Downtown Tampa≈ 25 min
Tampa Int’l Airport (TPA)≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

VALRICO 33596 — neighborhood snapshot

Population

28,152

Median age

45.9

Median income

$112,305

Median home value

$396,100

Avg household

2.8

Households w/ children

2,906

For the school run

Hillsborough County School District

MiddleMulrennan Middle School★★★★★
ElementaryNelson Elementary School★★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market — 2.8 months of inventoryBuyer’s market

$450K → $433K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

123 of 197

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Oct 17, 2026Listed at $439,000 · 7 days on market since
1988Built · BLOOMINGDALE SEC R UNIT 3

Reality check

What actually sold near 4119 MORELAND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4002 QUAIL BRIAR DRIVESold · Jun ’26

$420,000

4002 QUAIL BRIAR DRIVE · same community

3 bd · 2.5 ba · 1,568 sqft · $268/sqft · 27 DOM

2315 LYNCREST COURTSold · May ’26

$399,999

2315 LYNCREST COURT · same community

3 bd · 2 ba · 1,453 sqft · $275/sqft · 9 DOM

4113 QUAIL BRIAR DRIVESold · Jul ’26

$309,900

4113 QUAIL BRIAR DRIVE · same community

3 bd · 2 ba · 1,277 sqft · $243/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4119 MORELAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4119 MORELAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4119 MORELAND DRIVE FAQs

What would the monthly payment be for 4119 MORELAND DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,731/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4119 MORELAND DRIVE?+

The most recent tax bill on record (2025) was $4,353. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4119 MORELAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $439,000, this home is priced right at the Valrico median.

Which schools are assigned to 4119 MORELAND DRIVE?+

Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Lynda Ellinger, PA. MLS #A4709290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Valrico homes, in your inbox

Like 4119 MORELAND DRIVE but not quite? A daily digest of every new listing in Valrico — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Anthony to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 25, 2026 at 12:03 AM UTC. The listing information on this page last changed on October 25, 2026 at 12:03 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 25, 2026 at 12:03 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 25, 2026 at 12:03 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.