CENTURY 21 Edge
$249,9992 bd1 ba720 sqft$347 /sqft≈$1,971 /mo all-in ↓

4490 49TH AVENUE N, ST PETERSBURG, FL, 33714

Active0 days on marketListed Oct 13, 2026MLS #A4709342

✦ Priced 40% below the St Petersburg medianSingle Family ResidenceROYAL PALM TRAILER HOMES

About this home

4490 49TH AVENUE N

Welcome home to this beautifully updated 2-bedroom, 1-bath property tucked away on a quiet dead-end street and backing directly to Raymond H. Neri Park. Offering a unique combination of modern updates, flexible outdoor space, and a peaceful setting, this home is move-in ready and full of possibilities. The home was thoughtfully updated in 2019 with hardwood soft-close cabinetry, stainless steel appliances, central A/C, a Nest smart thermostat, Schlage keyless entry, fresh interior and exterior paint, new windows, a new driveway, and recessed LED lighting. 2026 updates include a new hot water heater, full hot-and-cold-water re-pipe, smart-home lighting, custom French doors, waterproof luxury vinyl plank flooring, and a custom double gate accommodating up to an 18-foot boat or RV along the side of the home. Additional features include a metal roof, indoor laundry room with washer and dryer, approximately 400-square-foot sunroom, fenced backyard, storage shed, paver side-yard patio with space for grilling and relaxing, and a designated fire-pit area. The open kitchen and living area create a welcoming space for everyday living and entertaining. One of the property’s standout features is its location directly behind Raymond H. Neri Park, a newly rebuilt 38-acre recreational and natural area reopened in 2026. The park offers fitness equipment, two dog parks, multiple playgrounds, and a mile-long paved multi-use trail winding through the property and across two bridges overlooking Joe’s Creek. The surrounding natural habitat is home to a variety of Florida wildlife, including birds, turtles, alligators, and otters. The property is also located just 3 minutes from Lealman Exchange, a community resource center offering programs and events for all ages, including movie nights, morning markets, and more. The space is also home to the Lealman YMCA preschool Academy hosting youth from infancy to VPK. Located in unincorporated Pinellas County, this property may offer additional flexibility for owners interested in rental opportunities, subject to applicable county and local regulations. It also presents an excellent opportunity for a first-time homebuyer, with potential access to Pinellas County down payment assistance programs for qualified buyers. Enjoy the best of a peaceful residential setting while remaining just minutes from St. Pete’s beaches, downtown, dining, shopping, and entertainment. Priced at $249,999 — schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

720

Sqft

0.11 ac

Lot size

1951

Year built

One

Levels

$347

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDryer · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Smart Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationSlab
FacesNorth
ExteriorAwning(s) · French Doors · Storage

Community & fees

Taxes (2025)$2,742/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,971 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$229
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$1,971/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$229
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$210KedgeAI estimate $239,897 · range $219K–$264K$274K

vs edgeAI estimate

+4.2%

Days on market

0 vs 71 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 27 min
Tampa Int’l Airport (TPA)≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the St Petersburg median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $249,999 · 0 days on market since
1951Built · ROYAL PALM TRAILER HOMES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4490 49TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4490 49TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4490 49TH AVENUE N FAQs

What would the monthly payment be for 4490 49TH AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,971/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4490 49TH AVENUE N?+

The most recent tax bill on record (2025) was $2,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $249,999, this home is listed about 40% below the St Petersburg median of $419,950. The market section on this page shows how the area is trending.

Listing courtesy of EXP REALTY LLC · Roxanne Baliman. MLS #A4709342.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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