CENTURY 21 Edge
$639,0004 bd3 ba1,801 sqft$355 /sqft≈$4,420 /mo all-in ↓

3671 AVOCADO ROAD, LARGO, FL, 33770

Active0 days on marketListed Oct 14, 2026MLS #A4709399

Fully furnishedSingle Family ResidenceHARBOR HILLS

Come see it

Upcoming open house

Sun, Oct 25

12:00 AM – 3:00 PM

About this home

3671 AVOCADO ROAD

Experience Florida coastal living in this beautiful 4-bedroom, 3-full-bath home, located just 10 minutes from Indian Rocks Beach! Tastefully decorated with elegant coastal furnishings and accessories, this stunning home is being sold fully furnished and turnkey ready! Extensive NEW 2026 upgrades include a brand-new roof, insulated garage door, water heater, gorgeous quartz countertops, and a complete suite of new kitchen appliances featuring an induction stovetop, convection oven, counter-depth refrigerator, dishwasher, and built-in under-counter microwave. The kitchen also boasts solid wood cabinetry and travertine flooring. Additional highlights include a family room fireplace, beautiful wood floors, impressive solid mahogany double entry doors, a large covered and screened pavered lanai, and a private vinyl-fenced backyard. The spacious primary suite features an en-suite bathroom with dual sinks and a jetted tub. Split bedroom plan and plenty of space for all to enjoy. Enjoy added peace of mind with an included 1-year home warranty! Located in desirable Flood Zone X, where flood insurance is not required. Beautifully furnished and short-term rental ready, this home is ideal as a primary residence, vacation retreat, or potential income-producing investment, subject to local rental regulations. Conveniently located minutes from Gulf beaches, restaurants, and shopping, approximately 25 minutes to St. Pete–Clearwater International Airport and 40 minutes to Tampa International Airport. NEW 2026 UPGRADES | FULLY FURNISHED | 1-YEAR HOME WARRANTY | FLOOD ZONE X | SHORT-TERM RENTAL READY | 10 MINUTES TO THE BEACH!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,801

Sqft

0.17 ac

Lot size

1963

Year built

One

Levels

$355

Per sqft

FireplaceFurnishedPets allowed

Inside

FlooringTile · Travertine · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s) · Smart Thermostat · Solid Wood Cabinets · Split Bedroom · Stone Counters · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesSouth
ParkingDriveway
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$6,769/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,420 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$564
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,900
Interest rate6.00%
Loan term

Estimated payment

$4,420/mo

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property taxes (actual bill)$564
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $639K
$567KedgeAI estimate $655,993 · range $590K–$722K$750K

vs edgeAI estimate

−2.6%

Days on market

0 vs 69 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Hills

Drive times from this address

Downtown Tampa≈ 37 min
Tampa Int’l Airport (TPA)≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Harbor Hills — neighborhood snapshot

Population

1,452

Median age

50

Median income

$128,233

Median home value

$558,700

Avg household

3

Households w/ children

167

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★★
HighLargo High School★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$340K → $325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 236% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $639,000 · 0 days on market since
1963Built · HARBOR HILLS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3671 AVOCADO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3671 AVOCADO ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3671 AVOCADO ROAD FAQs

What would the monthly payment be for 3671 AVOCADO ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,420/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3671 AVOCADO ROAD?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3671 AVOCADO ROAD?+

The most recent tax bill on record (2025) was $6,769. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3671 AVOCADO ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $639,000, this home is listed about 127% above the Largo median of $281,050. The market section on this page shows how the area is trending.

Which schools are assigned to 3671 AVOCADO ROAD?+

Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$639,000 runs 236% above the LARGO 33770 median — but at 1,801 sqft it's also 47% larger than the typical Largo listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Listed today in a Largo market that averages 69 — if it fits, move quickly.

04Strong assigned schools

Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Jennifer Archangeli. MLS #A4709399.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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