10304 KINGFISHER ROAD W, BRADENTON, FL, 34209
Active17 days on marketListed Oct 21, 2026MLS #A4709414
About this home
10304 KINGFISHER ROAD W
Completely rebuilt waterfront living just minutes from the beautiful beaches of Anna Maria Island! Located in the desirable boating community of Flamingo Cay, 10304 Kingfisher Road W offers the perfect combination of beach proximity, boating access, and modern coastal luxury. Situated on a navigable canal with a private dock and access to Palma Sola Bay and the Gulf of Mexico, this home is ideal for boating, fishing, kayaking, and enjoying the Florida waterfront lifestyle. Rebuilt from the studs out with permits, this stunning 3-bedroom, 2-bath home features 1,781 square feet of beautifully redesigned living space, a rare 2-car garage, and a brand-new pool and heated spa overlooking the canal. Major improvements include a new metal roof, electrical, plumbing, HVAC, and tankless water heater. Inside, the open-concept floor plan showcases porcelain tile flooring, custom coastal finishes, and expansive sliding glass doors overlooking the waterfront. The designer kitchen features dual islands, marble countertops, custom cabinetry, gas cooktop, and premium appliances. A built-in beverage bar with wine cooler adds the perfect touch for entertaining. The luxurious primary suite includes a freestanding soaking tub, dual rain-head shower, and designer finishes throughout. Outside, enjoy a screened lanai, brand-new pool and heated spa, and private dock with access to some of the area's best boating and fishing waters. Just minutes from Anna Maria Island's white-sand beaches, waterfront dining, and island attractions, this location offers the best of coastal living. With no HOA and no rental restrictions, this turnkey waterfront property is ideal as a primary residence, vacation retreat, or investment opportunity. Whether you're spending the day on the boat or at the beach, 10304 Kingfisher Road W puts the best of Florida living right at your doorstep!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,781
Sqft
0.24 ac
Lot size
2
Garage
1968
Year built
One
Levels
$673
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,426 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,426/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs Bradenton actives
$673 vs $232
Days on market
17 vs 56 typical
Where $673/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flamingo Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Flamingo Cay — neighborhood snapshot
Population
262
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
7%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $425K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
170 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 300% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10304 KINGFISHER ROAD W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,150,000
10419 SPOONBILL ROAD W · same community
3 bd · 3 ba · 1,969 sqft · $584/sqft · 104 DOM
Sold · Jan ’26$735,000
10427 SPOONBILL ROAD W · same community
2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM
Sold · Nov ’25$1,040,000
10116 SPOONBILL ROAD E
2 bd · 2 ba · 1,791 sqft · $581/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 10304 KINGFISHER ROAD W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10304 KINGFISHER ROAD W — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10304 KINGFISHER ROAD W FAQs
What would the monthly payment be for 10304 KINGFISHER ROAD W?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,426/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10304 KINGFISHER ROAD W?+
The most recent tax bill on record (2025) was $3,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10304 KINGFISHER ROAD W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,199,000, this home is listed about 210% above the Bradenton median of $386,700. The market section on this page shows how the area is trending.
Which schools are assigned to 10304 KINGFISHER ROAD W?+
Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,199,000 runs 300% above the BRADENTON 34209 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SATO REAL ESTATE INC. · Shannon O'Brien Kerney. MLS #A4709414.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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