8276 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224
Active23 days on marketListed Oct 15, 2026MLS #A4709607
About this home
8276 SAINT KITTS CIRCLE
Under Construction. Island Lakes at Coco Bay is a master-planned community of new homes that seamlessly blends coastal living with modern comfort, now selling in Englewood, FL. This new single-story home is perfect for residents who live an active lifestyle. Two secondary bedrooms share a bathroom in the hall at the front of the home, while a third is around the corner with a private bathroom. Down the foyer is the open living area, which includes a kitchen, dining room and family room with a covered patio. The owner’s suite is tucked into the rear corner with an attached bathroom. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Jan/Feb 2027.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,933
Sqft
0.16 ac
Lot size
2
Garage
2027
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,597 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,007/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22%
$/sqft vs Englewood actives
$232 vs $231
Days on market
23 vs 67 typical
Where $232/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
166 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 232% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8276 SAINT KITTS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$395,000
8212 SAINT KITTS CIRCLE
4 bd · 3 ba · 1,933 sqft · $204/sqft · 7 DOM
Sold · Jul ’26$325,997
8200 SAINT KITTS CIRCLE
4 bd · 3 ba · 1,933 sqft · $169/sqft · 16 DOM
Sold · Jul ’26$329,597
8188 SAINT KITTS CIRCLE
4 bd · 3 ba · 1,933 sqft · $171/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8276 SAINT KITTS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8276 SAINT KITTS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8276 SAINT KITTS CIRCLE FAQs
What would the monthly payment be for 8276 SAINT KITTS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,597/mo — principal and interest, estimated property taxes, the $166/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8276 SAINT KITTS CIRCLE?+
The association fee works out to $166 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8276 SAINT KITTS CIRCLE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8276 SAINT KITTS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $447,607, this home is listed about 28% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8276 SAINT KITTS CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LENNAR REALTY INC · Jessica Martin. MLS #A4709607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 8276 SAINT KITTS CIRCLE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leila to ping you on any price or status change →