CENTURY 21 Edge
$499,9002 bd2.5 ba1,192 sqft$419 /sqft≈$4,150 /mo all-in ↓

104 CHESAPEAKE AVENUE UNIT C6, TAMPA, FL, 33606

Active21 days on marketListed Oct 16, 2026MLS #A4709709

✦ Priced 15% below the TAMPA 33606 medianTownhouseDAVIS ISLANDS PB10 PG52 TO 57

About this home

104 CHESAPEAKE AVENUE UNIT C6

DAVIS ISLANDS | NEW ROOF OCTOBER 2026 | NO HOA FEES! Opportunities like this are hard to find on Davis Islands! This 2-bedroom, 2.5-bath end-unit townhome offers a desirable island location, a land-owned lot, and the freedom of no HOA fees or CDD costs. With only one shared wall, concrete block construction on both levels, and a 1-car garage, this property offers a unique opportunity to enjoy island living just minutes from Downtown Tampa. Freshly painted inside and out, the home features an open living and dining area with a wood-burning fireplace and warm terracotta tile flooring. The renovated kitchen offers wood cabinetry with soft-close drawers, quartz countertops, and newer stainless-steel appliances. A convenient half bath completes the first floor. Upstairs, both bedrooms feature new vinyl plank flooring. The primary bedroom has an ensuite bath with a shower, while the second bedroom has access to a full bathroom with a tub and shower combination. Enjoy the outdoors in the spacious, privacy-fenced backyard with mature shade trees and a paved patio, perfect for relaxing or entertaining. A side yard provides extra space for kayaks, bikes, and outdoor equipment. The attached garage offers parking, storage, a laundry area, and upgraded 200-amp electrical service. NEW ROOF – OCTOBER 2026. Additional updates include an air conditioner replaced in 2023 and a hot water heater replaced in 2024. Davis Islands offers a special blend of neighborhood charm, restaurants, waterfront surroundings, and convenient access to Tampa's best amenities. Enjoy nearby community pool, Tennis, Pickleball & Racquetball courts, parks, scenic walking paths, the dog beach, Davis Islands Yacht Club, and the Municipal Yacht Basin. Tampa General Hospital, Peter O. Knight Airport, and Downtown Tampa are all just minutes away. A great opportunity to own on Davis Islands with no HOA fees and room to make it your own. Being sold furnished.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,192

Sqft

0.07 ac

Lot size

1976

Year built

Two

Levels

$419

Per sqft

FireplaceNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ParkingGarage Door Opener
ExteriorCourtyard · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$4,045/yr
CommunityAirport/Runway · Dog Park · Park · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,150 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,432
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$337
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate7.50%
Loan term

Estimated payment

$4,150/mo

Principal & interest$3,432
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$337
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$475KedgeAI estimate $526,640 · range $495K–$549K$571K

vs edgeAI estimate

−5.1%

$/sqft vs DAVIS ISLANDS PB10 PG52 TO 57

$419 vs $547

Days on market

21 vs 55 typical

Where $419/sqft sits among the 23 homes for sale in DAVIS ISLANDS PB10 PG52 TO 57

13 · this home
6
1
1
0
2
$360–631$631–902$902–1173$1173–1444$1444–1715$1715+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davis Islands

Drive times from this address

Downtown Tampa≈ 6 min
Tampa Int’l Airport (TPA)≈ 20 min
Walt Disney World≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Davis Islands — neighborhood snapshot

Population

5,227

Median age

47

Median income

$147,819

Median home value

$1,135,067

Avg household

2

Households w/ children

783

For the school run

Hillsborough County School District

ElementaryGorrie Elementary School★★★★★
MiddleWilson Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$410K → $425K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

13 of 23

DAVIS ISLANDS PB10 PG52 TO 57 have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the TAMPA 33606 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $499,900 · 21 days on market since
1976Built · DAVIS ISLANDS PB10 PG52 TO 57

Reality check

What actually sold near 104 CHESAPEAKE AVENUE UNIT C6

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

104 CHESAPEAKE AVENUE UNIT C6Sold · Feb ’26

$400,000

104 CHESAPEAKE AVENUE UNIT C6 · same community

2 bd · 2.5 ba · 1,192 sqft · $336/sqft · 2 DOM

403 COLUMBIA DRIVESold · Jul ’26

$700,000

403 COLUMBIA DRIVE · same community

2 bd · 1 ba · 1,194 sqft · $586/sqft · 0 DOM

609 DANUBE AVENUESold · Nov ’25

$887,250

609 DANUBE AVENUE · same community

3 bd · 2 ba · 1,346 sqft · $659/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 104 CHESAPEAKE AVENUE UNIT C6 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 104 CHESAPEAKE AVENUE UNIT C6 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

104 CHESAPEAKE AVENUE UNIT C6 FAQs

What would the monthly payment be for 104 CHESAPEAKE AVENUE UNIT C6?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,150/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 104 CHESAPEAKE AVENUE UNIT C6?+

The most recent tax bill on record (2025) was $4,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $499,900, this home is listed about 16% above the Tampa median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 104 CHESAPEAKE AVENUE UNIT C6?+

Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLIANCE GROUP · Kimberly Mills. MLS #A4709709.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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104 Chesapeake Avenue Unit C6, Tampa, FL — for Sale